Murrieta - Temecula Valley Lease Option To Purchase!!!

Real Estate Agent with United Real Estate Southwest BRE# 01854006

Murrieta - Temecula Valley Lease Option To Purchase!!!

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to purchase (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

The Higareda Team from HomeSmart Real Estate can help you find that home you are looking for.HomeSmart Real Estate We work with many private equity firms that are willing to provide you with the funds to purchase the home of your dreams.  We specialize in working with you and negotiating the terms of your lease option to purchase.  Our Team with great experience as a Temecula Real Estate Agent and Broker servicing all areas in Riverside County, CA such as Murrieta, Winchester, Wildomar, Menifee, and Temecula, we help both the buyers and the sellers meet their real estate goals in our great community.


How Does Your Lease Option To Purchase Programs Work?

We give you the ability to search through our database of homes through the MLS (multiple listing service)and give you the exclusive right to purchase it at a later date. Our buyers love the programs because it gives them time to save up for a larger down payment; time to clean up past credit problems, time to sell another home, and also time to try out the neighborhood before buying. With lease option to purchase, the owners are obligated to sell to you; however you are not obligated to buy. We have several lease option terms made available to you and they can be anywhere from 1 -3 year term, plus you may be eligible to receive a credit of the monthly payment towards the purchase price every month you pay your lease on time.

What Is The Interest Rate On Your Lease Option To Purchase Home?

While every seller is different in what they offer, the typical interest rates range from 6% to 9% depending on down payment and application strength. All credit is accepted and most of the time applications are necessary to verify income and employment.

How Much Down Payment is Required for a Lease Option to Purchase Home?

While every seller is different in what they require, a good baseline for a house for lease option to purchase is 5% of the purchase price. Some sellers will even work with you on putting you on the 1st trust deed with a minimum %20 down. 

Finding homes for lease option to purchase in Temecula - Murrieta Valley area has never been easier when you work with The Higareda Team from HomeSmart Real Estate.  Call today for more information.

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The Higareda Team

Realty One Group 
41463 Margarita Rd., Suite 100
Temecula, CA 92591

Cell Phone: 951-239-9377
Office Phone: 951-216-2812
EFAX: 951-216-2107
Conference Call: 610-214-0000  Code: 208730 #
Skype: Mark.Higareda
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Mark Higareda DRE# 01854006

Debbie Higareda DRE# 01869979


Mark Higareda                   HomeSmart Real Estate                         Debbie Higareda


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