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How to manage your finances better this year should be one of your goals.

By
Real Estate Agent with Samson Properties SP98364271
Persnal FinanceHow to manage your finances better this year should be one of your goals. Singing: Money! Money Money! MONEY. We all want more of it-Who doesn't? My pastor once said something while he was preaching a while ago. He said "The reason why God won't give you more money is because you wouldn't know how to manage it. And it is the God honest truth is "Many of us have problems managing money". How do you expect God to bless you with more if you can't manage the money he has already blessed you with now? Guess one of the reasons why many of us are such bad money managers is because nobody took the course in school "how to manage your finances"
 
 
 
Many of us are in financial dire straits due to mismanaging of our finances. Managing your finances can be an easy task for some but an arduous task for many. Guess that explains why some people hire Certified Financial Planners to do it for them. Or why in a family either a husband or a wife will do it since they are more equipped to handle that task. I am not married-YET but I hear that managing your finances plays a very paramount role in a keeping a good marriage intact.
 
 

With nine days already into the New Year,it is definitely not too late to make it a goal to manage your finance better. Now I am sure some of you are probably cash strapped from being overspending hungover caused by some family members and friends holding you hostage which forced some of you into an addiction that if you took a poll or survey,it will rank top five as one thing most people do every year- Christmas Shopping. Oh by the way Mr.Santa if you are reading this-YOU SUCK! Thanks for heading to the North hole without dropping off my Samsung Tablet. Maybe when I close my next short sale deal in the year 2060,If I can still remember anything by then,I will get one. By then there might be something totally different from a Samsung Tablet. I got a better chance of getting a Lady Gaga autograph than catching up with Santa since he is sooooo busy. Seems I got to be naughty this year because being nice is sooo 1970's. Damn you Generation Y Damn you. Oh-SORRY. I got sidetracked for a quick minute there.

 

So if you have problems managing your money,I pray that this year will be the year that you manage your finances better and increase your income as well-I am preaching to the choir on that one. And with that additional income you are going to get whether it be a bonus,raise,gift or tax refund,I hope you make an investment by purchasing a home with it,pay off a debt or hire someone that will help you improve your credit score so that you can get a favorable interest rate when you purchase your house. Besides buying a home is only going to increase your wealth over the years. And if you are looking for a free tool to help you manage your money,one website that I hear is pretty popular is https://www.mint.com/  Pray that this is the year you increase your income,wealth,accomplish your financial goals and do a better job with managing your finances.

Comments (6)

Linda Holloway
Keller Williams Realty Tampa Central - Tampa, FL
REALTOR®, Your Next Home in Tampa Bay Starts Here!

Hi Lanre, You are right.  It is very important to manage finances.  Great suggestion to make it a 2012 goal!

Jan 09, 2012 04:48 AM
Loreena and Michael Yeo
3:16 team REALTY ~ Locally-owned Prosper TX Real Estate Co. - Prosper, TX
Real Estate Agents

Managing finances is ALOT about changing the way one view about money. Mint is great but I just use a simple excel spreadsheet (going on for 7 yrs).

Jan 09, 2012 04:57 AM
Tom Braatz Waukesha County Real Estate 262-377-1459
Coldwell Banker - Oconomowoc, WI
Waukesha County Realtor Real Estate agent. SOLD!

Lanre

One of my major goals this year. Spent way too much money last year

Jan 09, 2012 03:49 PM
Carla Muss-Jacobs, RETIRED
RETIRED / State License is Inactive - Portland, OR

I don't know Lanre . . . I see a lot of people who have money, manage it poorly and yet . . . they still get more. They're known as the too big to fail banksters!  ;-) Oh, well, they're very far away from being righteous.  Best of luck to you this new year with your goals!!

Jan 10, 2012 03:22 PM
Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

Lanre  I velieve the number of Americans who recignize the issue are taking corrective steps

Jan 12, 2012 12:42 AM
Rebecca Gaujot, Realtor®
Lewisburg, WV
Lewisburg WV, the go to agent for all real estate

Lanre, I do hope people realize that they have to manage their money, to be able to get and stay ahead.

Jan 12, 2012 03:41 PM