Three Reasons Why You Should Purchase a Home in 2012

Mortgage and Lending with Guaranteed Rate Inc. - NMLS #2611 NMLS #370763

With all the news about record-low rates recently, you may be contemplating if now is the time to plunge into home ownership. But maybe you’re a bit hesitant about entering the housing market with all this uncertainty about when home prices will rise, wondering if owning a home is a good investment. Well in actuality, the low home prices we’ve experienced make it the perfect time to buy a home! Here’s why:

1. Buying a home now will give you appreciation in the future. With mortgage rates being so low and home prices at rock bottom, you could buy the home of your dream for cheap. And since the housing market works in cycles, we’ll see home prices rise in the coming years, making your profit sky rocket if you decide to sell once the market rebounds.
2. There’s been a new trend forming in the housing industry recently: borrowers putting more money into their monthly payments. By doing this, homeowners are able to build equity quickly, locking in lower rates than available before, while shortening the length of their loan. Thus, they own their home faster, but paid less for it!
3. Still not convinced? Did you know that the IRS also provides full tax property tax deduction on your first home or a vacation home, which makes owning a home an even cheaper expense than you might have originally thought.

In conclusion, these near record-low rates and low home prices make 2012 a perfect time to purchase a home. And with Guaranteed Rate’s various loan options, you not only leave with a lower rate, but with a loan that will be customized for you! Start your application now!

If You have any aditional questions, concerns or if I can serve you and/or someone you know for mortgage financing please let me know.  I am available anytime at 954-684-9227

Posted by



Michal Bander
Vice President of Mortgage Lending


P: (954) 684-9227
F: (954) 867-5123
NMLS ID: 370763


4400 N. Federal Hwy. Ste 150 • Boca Raton, FL • 33431

NMLS ID 2611
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Comments (3)

JOSH EVANS *JoshEvansHomes 516-655-5000
Village Properties of Mineola, LLC - Mineola, NY

Great blog and great job keep up the good work and good luck to you

Jan 09, 2012 11:35 PM
Bruce Hicks
Best Homes Hawaii - Honolulu, HI
Your Best Hawaii Realtor!

Michael, this is a good blog.  Simple and effective.  I hope this article alone will bring you a lot of new business for 2012!

Jan 10, 2012 12:24 AM
Donald Reich
Prudential Centennial - New Rochelle, NY

Great Blog Mike. With record low interest rates, and reduced housing prices, now is the BEST time to buy!

Jan 10, 2012 07:17 AM