Being 2012 Optimistic. Let Me Count the Ways!

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Mortgage and Lending with NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 IL Lic 031.0006220/WI


Being 2012 Optimistic
Let Me Count the Ways!
 
 
    I don't know if you've noticed it, but I have ... 
 
       There's been a distinct change in the air, as of late.  An air of optimism that has been missing within our real estate industry for way too long.
 
Gene Mundt Chicago Bancorp blog Being 2012 Optimistic Let Me Count the Ways     
         I don't mean I'm just seeing or hearing it in the media either.  I've seen it in my clients' demeanor, their faces, their outlook.  They're more upbeat.

        And I've sensed it when I've heard my referral partners' telling of the uptick in activity they've been experiencing since the New Year. 
 
    
    THOSE first-hand accounts. THOSE things.They're the ones I consider reliable!
 
    
     And if I needed MORE reasons to be optimistic about buyers' attitudes?  This last week (yes, the week with Chicagoland's first winter storm of 2012) brought all the following very optimistic and positive actions to light for me personally.  I almost had to pinch myself!

     When was the last time you heard of these happenings occurring ... all in the same week??
 
  1. A Seller CLOSED on his sale, and then SIGNED A CONTRACT for another home AND was able to negotiate a possession date/agreement to eliminate a second move?
  2. A couple bought a "step-up" home WITHOUT selling their present home ... which they plan on "updating" to make it saleable?  (They will not be renting it out)
  3. A First-Time Homebuyer is "borrowing" against her 401k to be capable of putting 20% down on her new home purchase, thus establishing a home environment of her own?
  4. A FSBO (For Sale By Owner) went under contract?
  5. A "city" couple listed their condominium ... and are now pre-approved for their home purchase in the suburbs?
  6. A young, First-Time Homebuyer decided to buy a home at the top-end of his approvability?  While rates hit historic lows?  He's completely over his payment shock and fears!
 
 
     Maybe it's the optimism that comes with the New Year?  Maybe it's the winter weather and beautiful snow finally arriving in Chicagoland??  But I prefer to think that Buyers are out there in larger numbers, ready to buy homes, and UNDERSTANDING that there may not ever be a better time to buy than in today's present market.
 
   I say ... Don't get left behind! If you're thinking about BUYING a home (or refinancing), hop on the optimistic bandwagon and contact me today.  Together we'll see what can be accomplished for you in today's buyer-friendly housing market with historically-low interest rates.
 
     If you're an agent or broker?  Spread the 2012 optimism!  Spread the word!  Get your prospective clients to me, or to your professional, experienced mortgage lender to be pre-qualified.   NOW is the time! 
 
    Take 2012 by the tail and make it YOUR year!

 
 
 
     * Want to find out if you can buy a home in Chicagoland or elsewhere?  Interested in starting the home buying process?  Looking for a strong, reliable professional mortgage referral partner? 
     My 35 years of successful mortgage experience and expertise will help guide and assist you, or your clients, throughout the mortgage process ... from pre-qualification to post-closing. 
Gene Mundt Chicago Bancorp blog "Make '2012' the Year of You    Contact me today through any of the following means.  I'll be glad to hear from you and have the opportunity to earn your trust and your mortgage business.
Direct:  815.277.4036  Cell/Text:  708.921.6331
                                                       Skype:  630.219.1316

                       Click Here 4 a: NO Cost NO Obligation Mortgage Consultation

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Gene Mundt

 Mortgage Originator  -  NMLS #216987    

                                 IL Lic. #031.0006220  -  WI License #216987                                                                                                    

NMLS #175656

 

Gene Mundt, Mortgage Originator,  40+ years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking:  #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including:  The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL and Wisconsin. 

 

Your Referrals & Testimonials are Always Greatly Appreciated! 

 

 

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Topic:
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Groups:
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Chicagoland and Northern Illinois Real Estate
Advice for Buyers
Bananatude
Tags:
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housing market in 2012
benefits of buying a home or refinancing in 2012

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Rainmaker
507,560
Jerry Murphy, CRS, SRES
Long Realty West Valley - Anthem, AZ
Anthem, Phoenix, and Scottsdale AZ Real Estate

Yeah, we're starting to see it down here in the Phoenix area too Gene. People are finally realizing that our market has bottomed out and with interest rates in the high 3's there's not going to be a better time to buy.  Best of luck to you.

Jan 16, 2012 10:30 AM #1
Ambassador
1,584,111
Norma Toering Broker for Palos Verdes and Beach Cities
Charlemagne International Properties - Rancho Palos Verdes, CA
Palos Verdes Luxury Homes in L.A.

Gene - The same "air of optimism" is blanketing the Greater Los Angeles Area.  I've written four offers, opened an escrow and taken a new listing in the past two weeks.   Not too shabby for the slow time of the year.

Jan 16, 2012 10:31 AM #2
Rainmaker
1,240,187
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Jerry:  So very glad to hear that the Phoenix area is seeing some positives return to the market!  LOVE the area and it's been suffering way too long.  Hope you get your large share of the new activity and prosper the entire year ...

Norma:  Always good to hear from you!!  Wow ... good for you!  And it's so great to hear it.  We'll have our ups and downs, no doubt ... but it's beginning to look like we're turning the corner.  And that to me is great great news ...

Gene

Jan 16, 2012 10:40 AM #3
Rainmaker
693,313
Pat Champion
Coldwell Banker Camelot Realty - Mount Dora, FL
Call the "CHAMPION" for all your real estate needs

I'm with you we as Realtors need to spread the word I think a lot of individuals are optimistic about this upcoming year.

Jan 16, 2012 11:51 AM #4
Rainmaker
1,167,911
Jane Peters
Home Jane Realty - Los Angeles, CA
Los Angeles real estate concierge services

This is the third post in a row I read that talks about an up market.  Let's hope this holds strong throughout 2012.

Jan 16, 2012 01:13 PM #5
Rainmaker
1,240,187
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Pat:  Agents and Lenders need to lead the way.  I think the optimism will be infectious ...

I'm hoping for that too, Jane.  We're so hungry for this as an industry, as a nation ... and as individuals.  The clients most certainly need it.  Keep your fingers crossed and say a prayer ...   and btw ... new pic??  Very classy ...

 

Gene

Jan 16, 2012 01:58 PM #6
Rainmaker
631,213
Nancy Conner
Olympia, WA
Olympia/Thurston County WA
I agree that more optimism is in the air - and confidence is such a crucial thing for the market to strengthen. Now we are beginning to see a pretty skimpy listing inventory in the price brackets where many buyers are clustered, so I'm hoping more sellers will realize they do not need to wait until spring.
Jan 16, 2012 03:51 PM #7
Rainmaker
1,240,187
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Good to hear your report, Nancy.  Hopefully it means a stronger market ahead ... and a more level playing field between Seller and Buyer.  Keep us up-to-date ...

Gene

Jan 17, 2012 02:33 AM #8
Rainmaker
637,821
Don Sabinske
Don Sabinske, Sabinske & Associates Inc. - Zimmerman, MN
Sabinske & Associates Inc.

This one is definitely a keeper.  You keep encouraging everyone, Gene, me included.

Jan 17, 2012 10:49 AM #9
Rainmaker
1,240,187
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Thank you ... you encourage me in return with your comment!  Very glad you liked it .. and hope it proves beneficial on those "down" days ...

Always good to hear from you,

Gene

Jan 17, 2012 08:30 PM #10
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Rainmaker
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Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
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