The Best Way Home ... To BUYING a Home That is!

By
Real Estate Agent with 214.422.0729 www.SamIAmHouses.com

Are you thinking of buying a home this year in the Dallas/Ft Worth area?If so, here are some definite steps that will improve your success in buying a home in today's market.

  1. Know you credit score - the best mortgage rates are available to borrowers with the highest scores. Unless you know what your credit score is at all three major bureaus, you don't really know what rate you'll have to pay.
  2. Clean up your credit - it is estimated that about 90% of credit reports have errors. Some are not serious but others could affect a borrower from getting the best loan terms. It is your responsibility to know what is on your different reports and correct them if possible. You're entitled to a free copy of your credit report each year from Experian, Trans Union and Equifax.
  3. Get pre-approved - Taking the time to make a loan application with a qualified lender even before you start looking at homes will provide peace of mind, make sure that you are looking at the "right" homes and may help you negotiate the best price on the home you select.
  4. Do your homework - when you find the home that meets your needs and desires, research the tax assessments, school ratings, crime activity, possible zoning changes and comparable sales in the area.
As your real estate professional in the Lake Ray Hubbard, Dallas/Ft Worth Metroplex, I can definitely help you with these important strategies to invest in a home to call your own, raise your family, feel safe and secure and share with your friends. Call for a recommendation of a trusted mortgage professional; there really is a difference.

Comments (4)

Faith LaRosse
Springer Realty Group - Limerick, PA
Serving Berks, Chester & Montgomery Counties

All great tips to make the process go along a lot smoother!

Jan 18, 2012 07:20 AM
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

I am amazed at people who have no idea what their credit score is or that they could check it.

Jan 18, 2012 03:21 PM
John Cannata
214-728-0449 http://TexasLoanGuy.com - Frisco, TX
Texas Home Mortgage - Purchase or Refinance

Great tips Sam! Someone looking in the Lake Ray Hubbard area should definitely use you as their Realtor of choice.

Jan 19, 2012 02:55 AM
Samantha Smith
214.422.0729 www.SamIAmHouses.com - Rowlett, TX
Sam I Am Houses, Simply Texas Real Estate

Agreed Faith & Tammy! These are tips I've learned over the past few years & find that more likely than not, buyers really don't know.

Thanks John! 

Jan 22, 2012 01:37 AM