Underwater on Your Mortgage? Our NEW program can help!

Mortgage and Lending with Supreme Lending (NMLS ID #2129) NMLS 557038

Underwater on Your Mortgage? Our NEW program can help!

With the new Home Affordable Refinance Program (HARP) loan, you may be able to refinance no matter how upside-down your mortgage is!  

Please visit my new HARP website for detailed information.

Are you worried about making your payments? Would you like to have more cash in your pocket every month? Do you want to try to pay off your loan quicker?

Las Vegas HARP RefinanceFreddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If you currently have a mortgage held by Fannie Mae or Freddie Mac, the HARP II refinance loan can help you lower your interest rate, decrease your monthly payments and help you start turning your finances around.

  • Appraisals may be waived

  • No LTV/CLTV restrictions on fixed-rate loans of 30 years or less
  • No occupancy restrictions.  Owner Occupied, Second/Vacation Homes and Investment properties are ok

  • Only 620 FICO required

  • Loan was sold to Fannie or Freddie before June 1, 2009

If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP. The refinance must benefit you in one of four ways:

  • Reduction in the borrower's monthly principal and interest payment

  • Reduction in the interest rate

  • Reduction in the amortization term

  • Movement to a more stable product (i.e., interest-only to fully amortizing, ARM to fixed, 30-year to 15-year, etc.)

If you have a Fannie Mae- or Freddie Mac-owned home loan, call me today. I’m here to help make sure you have a home financing program that works for YOU. Let’s see if the HARP II loan is the solution you’ve been looking for!

You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites:

www.freddiemac.com/mymortgage or www.fanniemae.com/loanlookup

Provided by Rey Gallegos | Loan Officer | Branch Manager | NMLS 557038
W.J. Bradley Mortgage Capital LLC (NV License # 504)
C 702.808.8328 | O 702.800.5077 | LV.NV.LO@gmail.com

Re-Blogged 1 time:

Re-Blogged By Re-Blogged At
  1. Charles Stallions 07/08/2012 06:10 AM
harp refinance
homeowner affordable refinance program
under water refinance

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Rey Gallegos

FHA, VA, Home Loans Las Vegas, NV
Ask me a question