Maturity Matters, Newsletter for Boomers & Seniors in Victoria, February 2012

Real Estate Sales Representative with eXp Realty, Victoria BC

Maturity Matters, Newsletter for Boomers & Seniors in Victoria, February 2012

Every Month, in cooperation with our affiliation as Certified Professional Consultant on Aging, we publish and distribute a Newsletter Called "Maturity Matters".
Maturity Matters newsletter, for Seniors and Boomers for Greater VictoriaOur Maturity Matters Newsletter offers Pfanntastic information for Boomers, Seniors and those that love and care for them in Greater Victoria
Please use the links in this article to take full advantage of the Aging Friendly Information we have compiled for you.

We hope you enjoy the newsletters, and encourage your comments, thoughts, questions and feedback to Peter and Linda Pfann

Please also visit our additional Resources for  Boomers and Seniors.
At the above link you will find all the back issues of our Maturity Matters Newsletters as well as many other resources focused on Life, Living and Real Estate in Greater Victoria for Seniors and Boomers and those that care for our elderly.

Feature Article,

Re-Defining Retirement..... and Changing the Nature of Work

Redefining RetirementWe are now of the age where looming retirement, in its traditional sense, can be measured with the fingers of two hands. It means the 'R-Word' can now be mentioned and discussed in polite mixed conversation without the subject being quickly changed.

I attended a seminar recently on the changing workplace. Much of it focused on the shift in demographics as large numbers of Boomers (born 1946-1964) reach the traditional retirement age, and there aren't enough Generation Xers (born 1965-1981) to replace them in the workplace. And don’t mention 'Gen Y' (1982-1996): they haven't even reached their thirties when their Boomer parents are contemplating retirement!

But the seminar also got us (mostly Boomers) thinking about the changing nature of work in order to cope with the diminishing numbers of worker-bees. In the coming years, retirement, as it is traditionally defined, and as our parents faced it, will change so much, it will become very difficult to define. Governments use the term to decide when you can begin receiving a state pension.

We've already seen some changes in Canada with the scrapping of theRedefining Retirement mandatory retirement age. Retiring at 65 was first introduced in Germany in 1880: that was fine when we were only expected to live until we were 58. But now that we’re routinely living until our mid-eighties, it seems cruel and unusual punishment to make someone stop work at 65, give them a pittance of a state pension, and still expect them to live another 20-plus, perhaps difficult, years. Many of the rules, deadlines and figures regarding CPP and OAS will change – will have to change – in light of the changing workforce. I predict in my lifetime government will be forced to provide some serious incentives to encourage seniors not to retire.Read the Balance of this excellent article by using this link  Article by Alex Handyside, CPCA,

Ask The Experts:

Dr. Mark Bigham is a Medical Consultant for both Canadian Blood Services and Fraser Health Authority in British Columbia.

Hearth Healthy Recipe:Healthy Recipe

Recipe developed by Emily Richards, PH. Ec. ©Heart and Stroke

Joke of the Month:

Did You Know:

  • Canadian Population is Aging


Canada is AgingThe Canadian population is aging. In 2010, the median age in Canada was 39.7 years, meaning that half of the population was older than that and half was younger. In 1971, the median age was 26.2 years.


Seniors make up the fastest-growing age group. This trend is expected to continue for the next several decades due mainly to a decreased fertility rate (i.e. number of children by women), an increase in life expectancy, and the effects of the baby boom. In 2010, an estimated 4.8 million Canadians were 65 years of age or older, a number that is expected to double in the next 25 years to reach 10.4 million seniors by 2036. By 2051, about one in four Canadians is expected to be 65 or over.


Source: Statistics Canada. Estimates of population, by age group and sex for July 1, Canada, provinces and territories, annual (CANSIM Table 051-0001). Ottawa: Statistics Canada, 2010.

Seniors Tip:

Peter Pfann Is a CPCAPeter and Linda Pfann, Specialize in assisting the 50+ and their loved ones with all their real estate (and related matters) in and around Greater Victoria BC, Canada and we pride ourselves with having compiled, researched and gained access to the best possible networks  
and resources benefiting Boomers and Seniors living in or planning to move to Greater Victoria.  

This Information was provided to you compliments of Victoria BC
Realtors, "Peter and Linda Pfann", Certified Professional Consultant on Aging (CPCA)®.
CPCA's are committed to providing exceptional service, and have supplemented their professional training by learning about the unique and changing needs of the 50+ population.

Make sure that the professionals serving you have taken the time and made the Certified Professional Consultant On Agingcommitment to learn more about YOU!   To find other CPCAs in good standing in your area, go to
To find additional Greater Victoria, BC, Canada, Senior Focused Resources, please visit"The Elder Friendly Community Network"

Peter and Linda Pfann Serve Boomers & Seniors and their families with their Real Estate Decisions  in and around Greater Victoria BC, Since 1986.

Posted by




Peter Pfann,

CPCA, ABR, SRES, E-Pro, IMSD, Master ASA, C-CREC, Associate Broker.

Text or Talk To Peter @: (1) 250 - 213 - 9490

Pfanntastic Properties in Victoria, BC, Canada, @ Fair  Realty Since 1986.

Regional office: 1540 Fort St Victoria, BC V8S 5J2



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Steve and Jan Bachman
RE/MAX Gateway, Reston, Herndon, Ashburn, Sterling, Fairfax - Herndon, VA
Realtors - Northern Virginia

Just an overall compliment on the thoroughness of your posts as well as the variety and the attractive layout.

This requires tons of effort and creativity and it shows Pfanntastic all around I say!

Feb 03, 2012 07:41 AM #1
Juli Vosmik
Dominion Fine Properties - Scottsdale, AZ
Scottsdale/Cave Creek, AZ real estate 480-710-0739

Peter/Linda:  very well presented.  So many people are faced with the issues of living longer and not being prepared.  I agree that many of the "rules" will have to change to meet the growing numbers of "boomers" reaching retirement age. 

Feb 04, 2012 02:53 AM #2
Peter Pfann @ eXp Realty Pfanntastic Properties in Victoria, Since 1986.
eXp Realty, Victoria BC - Victoria, BC
Talk To or Text Peter 250-213-9490

HI Steve and Jan,

Thank you very much, we had to pull the post for about a day as we had some challenges with the lay out, but the information is very timely here in Canada, as the Federal Government is making all kids of noises, to start making changes to Canada Pension Plans over the next years....

Feb 04, 2012 03:35 AM #3
Peter Pfann @ eXp Realty Pfanntastic Properties in Victoria, Since 1986.
eXp Realty, Victoria BC - Victoria, BC
Talk To or Text Peter 250-213-9490

Hi Juli,

Thank you, we are seeing the politicians starting to realize, that previous governments have been playing loose with money that should have been protected for Old Age Pensions.....and that the balance between the working and retired is rapidly getting out of touch with the demands for money and services.

Feb 04, 2012 03:39 AM #4
Peter Pfann @ eXp Realty Pfanntastic Properties in Victoria, Since 1986.
eXp Realty, Victoria BC - Victoria, BC
Talk To or Text Peter 250-213-9490

HI Valerie,

As to the OAS, this is just the beginning, a test balloon as they now call it, just to see how the public will respond, we ain't seen nothing yet on finding ways to get around the OAS obligations.

Feb 08, 2012 01:15 AM #6
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Peter Pfann @ eXp Realty Pfanntastic Properties in Victoria, Since 1986.

Talk To or Text Peter 250-213-9490
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