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A bargain is only a bargain if it fits!

By
Real Estate Agent with Exit Real Estate Professionals

February is a great month for bargains! Who doesn’t love  to find the perfect piece of clothing on a clearance rack at their favorite store? How about shoes marked down 65 to 85% with another 15% off if I buy them now? Count me in! Clearance clothing rack


But sometimes, the clearance items just don’t work.  The shoes pinch my toes! OUCH! Or they are too big! Flop, flop, flop.  And if they ARE just the right size, the heels are way too high or they are . . . .well . . . downright hideous! 


Sometimes those bargain shoes just don’t fit! They don’t fit my style . . . my feet . . . my needs!


These days in real estate we get buyers who are looking for a super bargain, because they have heard all about the huge clearance sale of foreclosed and short-sale homes.  


Unfortunately, many buyers are quickly discouraged! The super bargain houses they look at don’t fit their needs.  The houses are in the wrong neighborhood.  They are too big or too small.  They don’t have the updated style the buyers are looking for. 
 
The houses on the clearance rack just don’t fit! They don't fit their lifestyle . . .  their family . . . their needs!


So, after looking at all the super deals out there, many buyers go back to the regular sales racks that still offer a discount but maybe not as huge a discount.  That is where most of our inventory in Spokane is at these days.  The sale prices are low compared to a few years ago.  House prices in Spokane have declined a little over 20% since the peak of the market in 2007.
 
And the best thing about these houses? One of them will probably fit just right!
 
Still not sold on the idea that paying a little more might be better in the long run? Look in your closet. Are you happier with the perfect article of clothing that was slightly discounted, or even full price, that you enjoy wearing often OR are you more satisfied with the "maybe I can make it work" article of clothing hanging in the back of your closet with the tags still on? Do you look at that unworn item fondly and think, "Wow! that was such a good deal!"  Or do you look at it and think, "What in the world was I thinking?"
 
A few years from now will you be more satisfied that you got a good price on your dream home OR will you be more satisfied that you got a screaming deal on a home that never really makes you happy? Maybe if you are buying a house for an investment a super low price and resale value is the only factor.  If, however, you are buying a home where you will hang your hat and live your life, the fit surely does matter!

To make the deal even better, if you buy your well-priced home now,  you might even qualify to get low financing at a  rate of well under 5% (some even well under 4%) that will last for 30 years!  Now THAT combination is what I would call a housing bargain
 
A bargain that fits . . .the dream of every shopper!


Need help sorting through the great deals available on homes in the Spokane area?
Call me today!

Valerie Baker
Realtor®
Exit Real Estate Professionals
509-496-6938

simply real estate
Show All Comments Sort:
Lyn Sims
Schaumburg, IL
Real Estate Broker Retired

Great post & I bet most buyers don't think this way because they really should. Some people though just can't 'resist' that bargain whether they need it or not.

Feb 08, 2012 06:03 AM
Marlene Dietrich
Marlene Dietrich Real Estate - Newport Beach, CA
Neighborhood Real Estate Specialist

you are right

Buy because you love it and it fits. Pay a little more if you have to because its worth it and it will be a bargain

www.MarleneDietrichNewportCoastRealtor.com

Marlene Dietrich,Tony & Mike

Feb 08, 2012 07:22 AM
Gene Riemenschneider
Home Point Real Estate - Brentwood, CA
Turning Houses into Homes

Most of the homes have already been marked down to less than half of what they were at the peak around here.  Bigger discounts are not to be found.

Feb 08, 2012 09:16 AM
Valerie Baker
Exit Real Estate Professionals - Spokane, WA
Spokane Realtor

Millie - And very often the remodeling ends up costing the homeowner more than if they had bought what they wanted in the first place!

Marie - Thank you! Glad to hear I'm not the only one with those things in the back of my closet! :)

Bill - Not to mention the time involved in getting to the closing table with some of them!

Judy - At some point those buyers tend to get more realistic!

Lyn - The ones that don't NEED to be bargain shopping are perhaps the most frustrating . . .they often let many perfect homes pass them by!

Marlene - A good fit is worth quite a lot in my book!

Gene - We are not quite that low, but there are also some really great deals here!

Feb 08, 2012 01:09 PM
Anonymous
Michelle Kantzler
I love this post! I am a Native Florida Realtor & I work with diversified buyers from all over US, Canada and Europe. Folks that are all looking for a great deal. I'm often confronted with the dilemma of matching their taste and price range to their conception of value. I often tell (them) the best priced property is found through making an offer where you pick the discounted price. You see in our area short sales and bank owned properties are not necessarily the best buys for the priveleged cash buyer.
Feb 08, 2012 02:16 PM
#49
Sylvie Stuart
Realty One Group Mountain Desert 928-600-2765 - Flagstaff, AZ
Home Buying, Home Selling and Investment - Flagsta

There are a lot of good deals out there, if buyers are looking for a steal, they may be disappointed with what they find. I love the comparison to shoes that pinch your feet, that's exactly it!

Feb 09, 2012 01:05 AM
Jim Ruth
Cherry Creek Mortgage - Denver, CO

This is one of the best posts that I've seen in a long time. GREAT JOB VALERIE!

Feb 09, 2012 03:04 AM
Wayne Rogers
Michael Saunders & Company - Sarasota, FL
Michael Saunders & Company

Valerie, a very thought provoking post.  I am located in Sarasota, FL.  The Southwest coast of Florida seems to have been hit first and hardest when the balloon burst.  Fortunately however, we have seen consistency now over the last 12 months in median prices for both condos and single family.  My point here is that area market prices art still down 50% compared to the peak in 2007 vs. Spokane which you mentioned is 20% down yet buyers are still pretty much acting in Florida as you described they are acting in Washington State.  Doesn't matter what the price is they still want it lower!

Feb 09, 2012 03:14 AM
Valerie Baker
Exit Real Estate Professionals - Spokane, WA
Spokane Realtor

Michelle - Sometimes those with solid financing and a good agent can work out a great deal even on a full-priced home!

Sylvie - Buying the wrong house does hurt!

Jim - Thank you so much!

Wayne - That is so true! It is like the people who visit a garage sale and pick up an item that is like new and originally cost $20 and ask, "Is a dollar the best you can do?" My husband loves to tell them that he would be happy to take two dollars for it! :)

 

Feb 09, 2012 03:34 AM
Anonymous
Anonymous

Hi Valerie, In our market you could say the same thing about foreclosure & short sale versus resales.  For 20% more a buyer could get a nice house that fits.

Feb 09, 2012 09:04 AM
#54
Bob Miller
Keller Williams Cornerstone Realty - Ocala, FL
The Ocala Dream Team

Hi Valerie, In our market you could say the same thing about foreclosure & short sale versus resales.  For 20% more a buyer could get a nice house that fits.

Feb 09, 2012 09:35 AM
Dale Taylor
Re/Max 10 New Lenox Illinois http://dtaylor.remax.com - Frankfort, IL
Realtor = Chicago Illinois Homes Townhomes Condos

I really like the anology you used.  I think it is helpful for buyers to understand how a bargain house may not fit what they really need.

Feb 10, 2012 06:22 AM
Valerie Baker
Exit Real Estate Professionals - Spokane, WA
Spokane Realtor

Bob - I think it applies in so many markets.

Dale - Thank you! Couldn't agree more!

Feb 10, 2012 04:08 PM
Patricia Kennedy
RLAH@properties - Washington, DC
Home in the Capital

Hey, Valerie!  What a wonderful post, and congratulations on the feature!  I hope you write another one very soon.

Feb 14, 2012 02:35 AM
Valerie Baker
Exit Real Estate Professionals - Spokane, WA
Spokane Realtor

Thanks, Patricia . . . it has been a busy real estate week but hoping to get to it by the weekend!

Feb 14, 2012 03:57 AM
Joni Bailey
101 Main St. Realty - Huntsville, TX
Your Huntsville / Lake Livingston Area REALTOR®

That's right. March things will not be as buyer friendly. Shopping for a home in the winter is very smart!

Feb 25, 2012 01:32 PM
Valerie Baker
Exit Real Estate Professionals - Spokane, WA
Spokane Realtor

Joni - A lot of the great sales ARE in Winter, but that Spring stuff is sure looking fresh and enticing!

Feb 26, 2012 12:50 PM
Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional
Charles Rutenberg Realty - Clearwater, FL
Palm Harbor, Dunedin, Clearwater, Safety Harbor

Yes, I have had clients ask WHY their home is taking so long to sell.............well, how about that 3rd bedroom that can ONLY be used as an office since it is SO small! No matter what the price, if somebody needs 3 BEDROOMS, the place just isn't going to sell!

Feb 28, 2012 01:38 AM
Tom Arstingstall, General Contractor, Dry Rot, Water Damage Sacramento, El Dorado County - (916) 765-5366
Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366 - Placerville, CA
General Contractor, Dry Rot and Water Damage

Great post Valerie!

The title caught my eye, the content kept me.  :)

Feb 28, 2012 04:32 PM
Valerie Baker
Exit Real Estate Professionals - Spokane, WA
Spokane Realtor

Barbara-Jo - So true! Buyers may be able to comfortably overlook some "wants" but the "needs" are another story!

Tom - Kind of like fishing? :)

 

Feb 28, 2012 11:22 PM