Kentucky Septic System Inspection? Is it really necessary? Two agents on the hook!

Home Inspector with B4 U Close Home Inspections&Radon Testing (

Kentucky Septic System Inspection? Is it really necessary?Kentucky Home Inspectors Septic System Inspection

I don't inspect septic systems. Don't want to. Don't have a pumper truck.  Won't. If I'm doing a Kentucky Home Inspection at a home where there is supposed to be a septic system the client get's the below verbally and in the report.

The house is reported to have a septic system. I don't know. Septic systems are excluded from the visual home inspection as the tank and drain field are buried and I don't possess the necessary equipment (pump truck) to properly empty the tank and inspect it. I recommend that you have the septic system fully inspected by a qualified septic system technician, to include emptying the tank.

For more information on septic systems on the internet see:   Kentucky Home Inspectors Septic System Inspection

I also recommend that you consult with the county health department to see what information they have on the septic system, as the health department regulates and oversees local septic systems.


Yesterday a buyer's agent called asking if I knew any septic system installers in the local area. I do. Gave the agent the name and asked why.

Dare I say, "Oh Sh*t!

The agent said something along the lines of "Remember that property you inspected back in November for X & Y. I missed one little block on the seller's four page disclosure that said there wasn't a septic system. Today the buyer found the straight pipe (i.e., poop going down over the hill onto the ground). There was no septic system. I'll be turning this in to my Errors & Omissions (E & O) provider."

I looked at the listing detail from the local realtor association. (I keep a copy.) The listing agent had clearly stated that the sewer was a septic system. Guess the listing agent will be turning it in to their E & O provider also.

Talked with the buyer. He said the his agent had told him that because it seemed the septic system was working fine, he didn't really need to spend the $300.00 to follow my advice to get the septic system inspected.

Whose advice did the client follow?  Yup, the one that meant he didn't have to spend any money, right now, anyway!

Lot's of blame to go around for this one.

A septic system can cost around $10,000, if not  more, to install.

Glad to say:


A septic system inspection, B 4 U Close, would reveal the lack of a septic system!


Posted by



Erby Crofutt
KY Lic# HI-2041
B4 U Close Home Inspections & Radon Testing
Georgetown, KY


B B 4 U Close Home Inspections serves Central, Northern & Eastern Kentucky real estate buyers & sellers

with Kentucky Licensed Home Inspections & Certified Kentucky Radon Testing
ppointments available 7 days a week -  7 AM to 9 PM. 
Phones answered during same period.

Call NOW for your B4 U Close Home Inspection appointment!!

Why should you hire Erby to inspect your home?  See what past clients have to say!!

Here's what a couple of B4 U Close clients say: (Clicki the line above to see others)

I think the current owners are a little angry about the thorough inspection you did. They didn't have one done and it cost them $18K.  I, my loan officer and my agent think a home inspection is well worth what I paid.

Nathan, Morehead, KY Inspection  (20101012B)

Thank You for the outstanding job you did on the inspection.  We bought and sold 9 houses and this was the only inspection that was ever done properly.  It was helpful and we will use it to do the repairs with a system, instead of the guess work we usually do.  Thanks again

Mike & Barbara, Stamping Ground, KY Inspection (20050603

See a B 4 U Close Home Inspection sample report by clicking the report picture below

Comments (10)

Erby Crofutt
B4 U Close Home Inspections&Radon Testing ( - Lexington, KY
The Central Kentucky Home Inspector, Lexington KY

Sorry there Septic Guy.  This is NOT a place to dump your links. Your comment is GONE!  Though I've copied the government info links for people who might be interesed.


New 2011 EPA Mandates on all 50 States to clean up their water supplies say that a slow drain in your leach field, low bacteria levels, a failed inspection or elevated Nitrate levels could require replacement of your entire system for $10,000 to $80,000 or connect to the city sewer system.

UN Agenda 21, Ch. 18 -
US Clean Water Act -
EPA TMDL (Nitrate Limits for Water Supplies) -
EPA Mandated Inspections -






Feb 09, 2012 09:31 AM
Kathryn Acciari
Central One Federal Credit Union - Shrewsbury, MA
Mortgage Loan Originator

Whoa.  In Massachusetts, the septic system must pass an inspection, or be repaired in order to pass.  Usually the seller takes this cost on, but sometimes with distressed properties it falls to the buyer.  Can even become a rehab loan repair.  Crazy stuff, what you described.

Feb 10, 2012 09:38 AM
Erby Crofutt
B4 U Close Home Inspections&Radon Testing ( - Lexington, KY
The Central Kentucky Home Inspector, Lexington KY

I think it's pretty simple.  It's an expensive system.  Get someone to REALLY look at it B 4 U Close.

Do your due diligence before spending a wad of money!

Feb 11, 2012 06:12 AM
Vince Chinell
VICO Home Inspection - Branson, MO

Erby,  I have heard many sellers say that "everything is O.K. with my septic system I never needed to pump it".  Really?  Out of sight out of mind.  Good advice to always have the seller have the system inspected before a sale.  Might be the only time it was ever properly checked!  Some areas require inspection before a sale, IMHO great idea.

Feb 11, 2012 07:55 AM
Erby Crofutt
B4 U Close Home Inspections&Radon Testing ( - Lexington, KY
The Central Kentucky Home Inspector, Lexington KY

Well Vince, around here it's usually the seller that pays to have it pumped and the buyer that pays for the inspection.  If they coordiante to get the same guy to do both, it's usually about 250.00 to get both done.


Feb 11, 2012 10:14 AM
Nick T Pappas
Assoc. Broker ABR, CRS, SFR, e-Pro, @Homes Realty Group, Broker/Providence Property Mgmnt, LLC Huntsville AL - Huntsville, AL
Madison & Huntsville Alabama Real Estate Resource

Erby, ahhh septic systems.  I always let my clients know that definitely if a house with a septic system has been vacant for a long time they should probably have it checked out and most of the time I get them a field diagram...just incase they want to do a little digging in the future to say put in a pool.

Feb 13, 2012 03:54 PM
Erby Crofutt
B4 U Close Home Inspections&Radon Testing ( - Lexington, KY
The Central Kentucky Home Inspector, Lexington KY

It's also important to check it when the house is occupied.  Most occupants don't know much about septic systems and can't tell if it's failed or not.  Bright green grass over the drain field is a sign of failure that most people DON'T recognize.  The effluent is supposed to leach down into the ground, not come up and make the grass green.  Drain fields are expensive to repair.

Septic systems should be pumped evrery three to five years under normal use.  That one that "hasn't had a problem for 22 years" is a good candidate for failed but not noticed.

CYAWP and recommend qualified inspections of ALL septic systems.


Feb 14, 2012 12:20 AM
friend of mine bought a house trailer the bank had inspection by a appraiser he checked the box for septic tank, guess what there is no tank, it's ran out into the woods. guess it's time for the lawyers in this crooked town we know how this will end
Mar 16, 2014 07:04 AM
Erby Crofutt
B4 U Close Home Inspections&Radon Testing ( - Lexington, KY
The Central Kentucky Home Inspector, Lexington KY

Sorry Todd.  The post may be five years old but it's still not a place to link & name drop.  Comment gone.

Jun 15, 2019 10:11 AM