Buying A home in Shoreview

By
Real Estate Agent with IBR Realty

Would you want to learn something about how you go about buying a home in Shoreview? Learning how to buy a home can be confusing for many buyers, especially MN first time home buyers. Since the process can be a bit complicated I would like to share with you some tips of how to accomplish your goal.

How To Buy A home in Shoreview

Most Minnesota home buyers start their search on the internet, of course. There are many places to do this but a good place to start is to use the search engine on my website. There are tens of thousands of Minnesota real estate websites out there but you will soon find that many lack all of the important details when searching for a home. The large national websites, for example, do not show the county property taxes for each home which is a crucial factor when determining what your monthly payments will be.

Search for a home in Shoreview on my website

When you start for your search for homes in Shoreview on my website you will find all of the property listings from all of the real estate companies. Through the use of the Multiple Listing Service (MLS), my property website will offer you complete details from every company. One of the other things I can do is to set up an advanced search for you so that I can email you when properties in your price range come available.

Get Preapproved To Buy A home in Shoreview

How will you know what kind of price range you should be searching for? In order for you to know the amount of monthly payments you will have for a home in Shoreview you will want to get a preapproval letter for a mortgage loan. This is the important first step in the process for how to purchase a home in Shoreview Since there is no cost or obligation when you get prequalified by one of our local MN mortgage lenders, you should do this right away so that you can clear any roadblocks there might be in the process of getting a home loan.

Let's go look at homes!

After you have been preapproved by one of our trusted local mortgage lenders I will take you out for showings on homes in your price range. I generally recommend that we look through at least fifteen or more before you make your offer to purchase one. By searching extensively you will get educated on homes that are a good value to buy. When a home comes available meeting your needs you should be ready to make your offer since properties now sell fast.

After the purchase agreement, and before closing

Once you have decided to make your offer it normally takes about 30 to 45 days before closing. During this time your mortgage lender will collect all of the documentation they need from you to complete your loan approval. They will almost always order an appraisal on the home you are buying to make sure the price of the home you are buying is in line. They will also order a title policy to make sure you will get clean title to the home upon purchase.

Closing on your home

After your home loan has been completely approved you will be ready to close on the purchase of your new home. At this point all the parties involved get together at a title company to sign closing documentation as well as to exchange house keys, etc. Now that you have closed on your home you are now ready and able to move in!

Shoreview, MN Information

The City of Shoreview is an excellent place to consider if you are thinking about making a move. Situated in Ramsey County is a convenient second-ring suburb just north of Saint Paul. The national magazine Family Circle named Shoreview as one of theTop 10 best places to live in a 2008 article. With 7 lakes in and around the city, including larger ones such as Turtle and Snail Lake, Shoreview, MN offers recreational opportunities for everyone. If you are looking for affordable housing consider looking in Shoreview.

Do you believe you're ready to start the process of looking for homes? Please just send me an email or give me a call as I am glad to help you begin your search for a home in Shoreview!

Casey Anderson
Sales Executive, Licensed Realtor in Minnesota
IBR Realty
caseyanderson@ibrrealty.com
Cell 651-245-1820
Woodbury, MN 55125
With a focus on Woodbury real estate and surrounding communities.

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