How To Stop Renting And Start Living Even If You've Just Signed A New Lease
"My problem is I can't Buy Right Now - I Just Signed a New Lease!!"
I can understand that.
We actually hear that from many of our clients. One of the many exciting things we do to help our clients is to legally get them out of their lease, pay nothing to do it, and have no credit hassles as a result.
And, if we can't help you get out of your lease with no cost to you - we can actually buy you out of your lease when you become a client.
So, please don't let that stop you.
How do we do that? We're very, very good at what we do!
That may sound arrogant but actually that's the best answer I can give you.
We have become such specialists in helping our clients own a home with little or no money down, that helping you get out of your lease, legally, is just a normal part of helping our clients.
Now, before we begin our discussion about Cash, there is one concept that is very important for you to get clear in your mind. And that is that P.I.C.C., Property, Income, Credit and Cash all work together and must be in balance.
At least one of the four must be good.
Let me explain it this way, if you have perfect credit, then you can probably buy with very little cash and without having to verify income.
If you have plenty of verifiable income and only slightly damaged credit you can probably buy with no money down.
If you have tons of cash, you can probably buy with poor credit and not have to verify your income.
If you have acceptable income, cash, and credit but the property you want to buy is poor, you may have problems.
My point is that at least one of the primary three - Income, Credit or Cash, must be at or above an acceptable level.
The only people we really have trouble getting into a home of their own are those who have no job, no savings and filed bankruptcy two days ago.
But even those people can be helped, over time.
And that is another important thing about the way we do business.
We hate telling a client, "no". We would much rather tell them "not right now".
How many of you, before you purchased this book, had spoken with a loan officer or real estate agent at another company?
A number of our clients say they had previously been told that they couldn't qualify for a home.
Or more likely they were told something like; "I can't help you now go fix your credit and come back in six months." Sound familiar?
The reason a mortgage company, or real estate company would tell you to go away and come back six months later is because they either don't know how to help you or they are so interested in the quick buck that they don't care about your long-term well-being.
I'd much rather tell you, not now. But then give you a specific game plan to show you how to help yourself over a short period of time, so you can get qualified to own a home of your own.
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