Can I Purchase a home in California with no PMI or MIP?

Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

Can I Purchase a home in California with no Monthly PMI or MIP?  

We offer California Homebuyers up to 95% ltv with no monthly PMI, MI, or MIP.  We offer the NO Monthly PMI Purchase Loan up to $417K loan amounts.  

We offer up to 95% financing in California with no Monthly Mortgage Insurance, MI, PMI, or MIP. 

Many California Homebuyers ask the question:  Can I get a Home Loan without PMI or MIP to buy a home?   How do I avoid PMI or MIP?  (or Mortgage Insurance?).   The answer is our NO PMI Purchase Loan - available up to 95% Loan to Value.  You don't have to 20% down to avoid Monthly Mortgage Insureance, PMI or MIP.   This could save you hundreds per month.  Call us today at 866-900-2342 to find out if you could benefit. 

For those qualified, we also offer zero downpayment purchase home loans for Veterans.  We also offer USDA RD loans with zero down required in designated areas.  Call for details. 

You can also refinance your existing loan with as little as 5% Equity in your Property using our MI Removal Loan.   Whether your current loan is a conventional, non-conforming, or FHA Loan,  we can help you refinance into todays lower rates without having to pay MI, PMI, or MIP anymore.  The MI Removal Loan allows you to finance up to 95% of appraised value with ZERO Mortgage Insurance (MI).     

  • Loan amounts up to $417K are eligible up to 95%.    
  • This is available throughout California.
  • We have no Declining Market restrictions on this loan program for California. 


We also offer these for the High Balance or Conforming Jumbo Loan sizes up to 90% of the purchase price of the home.    This would help homebuyers looking at Fannie Mae properties in Los Angeles with loans up to $625,500,  San Jose up to $625,500,  San Francisco up to $625,500, San Diego up to $546,250, and Seattle up to $506,000..    

Call today:  760-752-4480  - Brian Skaar - VanDyk Mortgage - Direct Lenders = Direct Savings.  


We offer this program in all of our loan markets:   CaliforniaSan Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana,  San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Long beach,  Lynwood, Bellflower, Temecula, Murrieta, Southern California,Northern CaliforniaWashington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County.


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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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