Special offer

Lower Your Homeowners Insurance Costs

By
Real Estate Agent with 17thRealty.com Miami Dade & Broward 3080948

 

Shop Around

Raise Your Deductible

Don't confuse what you paid for your house with rebuilding costs

Buy your home and auto policies from the same insurer

Make your home more disaster resistant

Improve your home security

Seek out other discounts

Maintain a good credit record

Stay with the same insurer

Review the limits in your policy and the value of your possessions at least once a year

Look for private insurance if you are in a government plan

When you're buying a home, consider the cost of homeowners insurance




Steve Glose
Keller Williams Legacy - Orlando, FL
TRC, CIPS, 407-616-7286, Orlando Real Estate, Orla
I always tell my clients to review there homeowners insurance once a year.
Nov 28, 2007 05:24 AM
Jeff Kessler
Austin Homes, Realtors www.OwnAustin.com - Austin, TX
Broker,CLHMS,GRI

That is a great post.  I do like to compare other insurers after a year or so just to make sure I am competitive.

J.

Nov 28, 2007 05:25 AM
Zen Ziejewski
Keller Williams Realty - Laguna Niguel, CA
Laguna Niguel Real Estate
It's great to find a competitve rate but not if you sacrafice in service. The worst thing you can do is get a cheap Homeowners policy and find out that when you really need it, the policy doesn't cover your current disaster. Also, a higher deductible is less expensive, but if you can't afford that higher deductilbe at the time of a claim, then going with a lower one would be more beneficial. Great information!
Nov 28, 2007 05:31 AM