Maryland Waterfront Property - Questions to Ask BEFORE You Buy

Real Estate Agent with Long & Foster Real Estate, Inc.

This information is included in the Online Anne Arundel County Relocation Package for Fort George G. Meade, NSA, Northrop Grumman, BWI, the the U.S. Naval Academy


Any time of year is beautiful, along the water.

Severn River Waterfront in Fall

Now, when you see reflections of the beautiful fall colors on the water, it's especially lovely!  If you enjoy fishing, boating or even driving along the miles of shoreline in Anne Arundel County, Maryland, you may be more tempted than ever to "jump in" and buy a waterfront property.

There are several on the market now - 200 listed for sale under $1 million dollars, and another 196 homes priced over $1 million dollars.  That is an exceptionally large inventory for any given time, thanks to today's buyer's market.  You are probably more likely to get "a deal" on waterfront today than any time in the past decade or more.

Before you buy waterfront property, however, I recommend you become familiar with Maryland's critical area laws to make sure you understand them.  In fact, they affect some properties that are near, but not on, the water, as well. 


You will find answers to these 20 frequently-asked questions on the Maryland Department of Natural Resources website:

  1. What is the Critical Area?
  2. Who and What does the Critical Area Act affect?
  3. What is the Critical Area Commission and how does it affect me?
  4. How do I know whether my property is in the Critical Area?
  5. Can I give a building lot to my son or daughter if my property is in the Critical Area and designated Resource Conservation Area (RCA)?
  6. What is a "grandfathered lot"? If my lot is grandfathered, am I exempt from the Critical Area regulations?
  7. Are farmers exempt from the Critical Area regulations? Is logging and timber harvesting allowed in the Critical Area?
  8. If I buy a lot in the Critical Area, may I build a house on it?
  9. What is the difference between the local zoning ordinances and the State's Critical Area Law?
  10. What is growth allocation and how do I obtain it?
  11. Do I need to obtain the approval of the Critical Area Commission to build or develop in the Critical Area?
  12. If my home is in the Critical Area will I be able to make a simple addition such as a swimming pool, deck or garage?
  13. What is "impervious surface" and what are the impervious surface requirements in the Critical Area?
  14. What is the Buffer and how does it differ from the rest of the Critical Area?
  15. Exactly what can and can't I do in the Critical Area Buffer? If I think I see a violation near the water, who do I call?
  16. What are FIDS?
  17. Can I remove trees from my property if it is in the Critical Area?
  18. Can I take measures to stabilize my shoreline?
  19. What do I do if I have a stormwater problem in my neighborhood?
  20. Who can I contact if I need more information?


Information that is specific to Anne Arundel County waterfront is available at the Anne Arundel County Planning & Zoning office on Riva Road in Annapolis.  For a shortcut to information about critical areas provided online by the county, CLICK HERE.

Buildable waterfront property that is still undeveloped in Anne Arundel County is a rarity - and an excellent investment.   Existing waterfront communities, homes and condos are always in high demand.  If you have ever considered purchasing waterfront property, now is an ideal time to get serious about it.  Today's low interest rates and the current buyer's market create an opportunity that may not be available again for years, if ever!

To search for Anne Arundel County property on the market now AND subscribe to updates about new listings or price reductions, CLICK HERE.  Feel free to browse through the listings at your own pace, and contact me to see any that interest you.  Contact information is under my photo on this page.

Posted by

This infoMargaret Wodarmation was provided to you by Margaret Woda, an Associate Broker with Long & Foster Real Estate in Crofton Maryland. Contact Margaret today for general real estate information or to learn how she can help you buy or sell a home in Annapolis, Bowie, Crofton, Davidsonville, Gambrills, and Odenton. 

Crofton real estate

HOME SEARCH          HOME BUYERS          HOME SELLERS          



This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
anne arundel county
relocation package
waterfront property
annapolis maryland real estate
maryland critical areas

Spam prevention
Show All Comments
Missy Caulk
Missy Caulk TEAM - Ann Arbor, MI
Savvy Realtor - Ann Arbor Real Estate
Margaret what an awesome photo and so many resources for people moving to Maryland and wanting water front property. Hope this gets featured on localism, it should.
Nov 28, 2007 11:43 PM #1
Linda Scanlan
A Fan of AR - Burleson, TX
Margaret, these are some awesome links and a wealth of information for anyone thinking about relocating!
Nov 29, 2007 12:52 AM #2
Katie Landon Lewes
Jack Lingo REALTORS - Lewes, DE

Margaret, Great Information. What a beautiful photo and great resources! 

Nov 29, 2007 01:11 AM #3
Margaret Woda
Long & Foster Real Estate, Inc. - Crofton, MD
Maryland Real Estate & Military Relocation

Missy, thank you.  I had to come up with a topic that would allow me to use this photo!  And I do think it is good information for localism!

Linda.  Yes, there is so much involved in owning waterfront property, besides the view!

Katie.  With a photo like this, I HAD to find some useful information to post.  Hopefully this will be helpful to consumers!

Nov 29, 2007 01:21 AM #4
Monika McGillicuddy
Berkshire Hathaway HomeServices Verani Realty - Hampstead, NH
Southern NH & the Seacoast Area
Very informative Margaret especially for any one buying water front property.
Nov 29, 2007 01:43 AM #5
Margaret Woda
Long & Foster Real Estate, Inc. - Crofton, MD
Maryland Real Estate & Military Relocation
Thanks, Monica.  Waterfront buyers sometimes don't know about these issues.  If they read up on this in advance, they'll know better what questions to ask.
Nov 29, 2007 10:15 AM #6
Patricia Kennedy
RLAH Real Estate - Washington, DC
Home in the Capital

Margaret, I love the leaves and houses reflected in the water.  Wow!

Also, I am bookmarking this to go back to your list - you have done me a personal favor in putting it together!  So thanks. 

Nov 30, 2007 01:23 AM #7
Margaret Woda
Long & Foster Real Estate, Inc. - Crofton, MD
Maryland Real Estate & Military Relocation
Thanks, Pat.  Do you believe I found that photo on for Severn River Waterfront?  I had to find a blog topic to go with it!
Nov 30, 2007 02:56 AM #8
Judy Tuscano
Prudential Verani Realty - Nottingham, NH
NH Real Estate Professional
Margaret, That photo is fantastic. It is so beautiful with the blus sky and sparkling clear water reflecting the trees and homes. You have given great resources for potential buyers and their agents here.
Dec 01, 2007 11:58 AM #9
Katerina Gasset
Get It Done For Me Virtual Services - Wellington, FL
Get It Done For Me Virtual Services
Margaret-  I love all those links you have with answers to all those questions!  Waterfront property is wonderful and pleasing to the eye, but we must be aware of what else comes along with that. Katerina
Dec 01, 2007 06:20 PM #10
Show All Comments

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?


Margaret Woda

Maryland Real Estate & Military Relocation
Ask me a question
Spam prevention

Additional Information