We clipped the following from the Metropolitan Consolidated Association of Realtors email newsletter. With mortgage fraud on the rise, we thought our readers and clients should be aware of this service. We are able to do an annual search of public record data for our clients at their request, for no charge. But our records are not as current as these from the county. Please contact us if you would would like us to help you with this. You can reach me at 248.961.0802, or Maureen at 248.961.0801.
Oakland County has become a hotspot for mortgage fraud, according to Oakland County Clerk Ruth Johnson, and she wants it to stop. Her office has introduced a service that will allow homeowners to check if any unauthorized activity, such as quick claim deeds, mortgages and warranty deeds, has been fraudulently recorded on their property. The service is available now at www.LandAccess.com.
Fraud Check will allow online viewers the opportunity to see whether any documents, including quit-claim deeds, mortgages and warranty deeds, have been recorded with the Oakland County Clerk/Register of Deeds Office.
To use the program:
- Go to www.landaccess.com.
- Click on “MI - Oakland County” in the “Select a County” table to the right. (Macomb County residents do not yet have the option of using the service.)
- Then, on the upper right hand side of the screen, click on FRAUDCHECK and enter your name.
The service is available seven-days-a-week, 24-hours-a-day, except during limited computer updating periods.
If homeowners want to conduct further searches there is a $5 fee. To view/print costs an additional $1 per document.
“This may be something that people want to remember to check on the daylight savings time schedule – twice a year in the fall and the spring,” Johnson said. “When you change your clock, check your home on the Internet.”