Will this plan to freeze interest rates for a segment of homeowners who face the prospect of foreclosure stop the cycle of homes going into foreclosure, which can drive up inventory and drive down local home prices, potentially fueling more foreclosures? A rate freeze has pitfalls, too. Freezing the rates will cause problems, possibly lawsuits. Hopefully, it won't deter future investors from buying mortgages. If that happens then the industry and economy is in much bigger trouble than we are now. Buyers who were expecting a "huge fire sale" on homes may not like the idea of a rate freeze. They want the market to continue sinking. And while there may be worries about lawsuits, that was surely a part of putting together a rate-freeze plan. Could this only be good for investors, they may not lose as much?