I like this list of TEN COMMANDMENTS for potential home buyers provided by Active Rain Friend Donna Schoby whom we know as a Home Stager. Donna is now a lender here in northwest Arkansas with Liberty Bank. If you need a good lender you may reach Donna at dschoby@mylibertybank.com
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Thou shalt not quit your job. Thou shalt not change employers. Thou shalt not incur new debt such as purchasing a new vehicle. Thou shalt not charge up your credit card balances. Thou shalt not make a large deposit or withdrawal from your bank account. Thou shalt not change your mind after you lock a rate. Thou shalt not co-sign for someone else's loan. Thou shalt not spend your down payment money. Thou shalt not schedule a vacation prior to closing. Thou shalt not file for a divorce prior to closing. If you follow these simple rules, your loan process will be a smooth one!
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