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Short Sale lender holding up progress....

By
Real Estate Agent with Keller Williams Realty RS-64070

One of my short sale listings should be a done deal, everyone happy and on their way.  But of course things don't work that way.....I have a cash buyer lined up at a fair price, lender is getting over 80% of their original loan and it should be already closed.  But their is a major hold up with a suborn negotiator who is trying to take the shirt off my sellers back and holding up everything.  They said they want a contribution, no problem seller agrees to make a contribution.  Then the negotiator comes back and says its not enough they want him to pay the entire amount of the short fall.  Are you kidding me?  Its not like the seller has a huge amount of money in the bank, and worst of all is that he is being forced to retire and the bank is trying to take every last dollar from him.

Still a work in progress and hopefully will come to a win win for everyone, but it goes to show you that even if it seems like an easy deal it never is....a learning experience to say the least!!  

 

 

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Sherry Peckhoon Sim
Sims & Company - Cayucos, CA
Broker/Owner, Covering the Beautiful Central Coast

Hi Chris

Sorry to hear about your short sale situation. I had siow responses from negotiators.  Short sale lenders are no longer allowed to ask for seller contribution in the state of CA.  Best of luck to you.

Mar 12, 2012 08:11 PM
Phil Leng
Retired - Kirkland, WA
Phil Leng - Retired

Hi Chris,

The bank's attitude is simple.

Before we lose a single penny on the loan, you need to pay every penny you have. If the seller has money, the bank expects them to pay it.

Phil

Mar 12, 2012 08:28 PM