Can I Buy a home in San Diego with no PMI or MIP?

Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

Can I Buy a home in San Diego with no PMI or MIP?  

We offer San Diego and San Diego County Homebuyers up to 95% ltv with no monthly PMI, MI, or MIP.   We offer the NO PMI Purchase Loan up to $417K loan amounts.  

We offer up to 95% financing throughoutSan Diego and San Diego Countywith no MI, PMI, or MIP. 

Many San Diego Homebuyers ask the question:  Can I get a Home Loan without PMI or MIP to buy a home?   How do I avoid PMI or MIP?  (or Mortgage Insurance?).   The answer is our NO PMI Purchase Loan - available up to 95% Loan to Value, just 5% downpayment required.   You no longer have to 20% down on your new home to avoid PMI or MIP.   This could save you hundreds per month.  Call us today at 866-900-2342 to find out if you could benefit. 

For qualified Veterans, we also offer Zero Downpayment VA purchase home loans.  

We also offer USDA RD loans with zero down required in designated areas.  Call for details. 

You can also Refinance your existing loan with as little as 5% Equity in your Property using our PMI Removal Loan.   Whether your current loan is a conventional, non-conforming, or FHA Loan,  we can help you refinance into today’s lower rates without having to pay MI, PMI, or MIP anymore.  The PMI Removal Loan allows you to finance up to 95% of appraised value with ZERO Mortgage Insurance (MI).     

  • Loan amounts up to $417K are eligible up to 95%
  • No Monthly PMI required    
  • This is available throughout San Diego
  • We have no Declining Market restrictions on this loan program for San Diego

We also offer these for the High Balance or Conforming Jumbo Loan sizes up to 90% of the purchase price of the home.    This would help homebuyers in High Cost areas of CA buy a home with 10% down up to a $625,500 Loan Amount.

Call today:  866-900-2342 toll free direct  - Brian Skaar –

VanDyk Mortgage - Direct Lender = Direct Savings. 


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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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