Could ... Would ... Shoulda! That's What You're Going to Say, if You Don't Buy Now!
This post by Gene Mundt, who is an expert at home loans, by the way, illustrates even more that the message that I sent yesterday is correct.
Gene is a great guy to have on your side if you are buying a home. He never takes a day off, and he knows his business in and out. He would be my go-to-guy if he were closer geographically.
Coulda ... Woulda... Shoulda!
That's What You're Going to Say,
if You Don't Buy Now!
Missed Opportunities!
Regrets!
Lost Potential!
Coulda ... Woulda ... Shoulda!
That's what you're going to be hearing yourself say ... if you don't buy a home while the current unique and beneficial housing market's opportunities exist.
Why? How do I know this?? Because I've begun to hear some Coulda ... Woulda ... Shoulda's ... stories related to me already. People are telling me they're kicking themselves over lost housing and savings' opportunities.
Reports from many agents and potential home buyers alike, say homes in many areas of Chicago, Chicagoland, Will County (and elsewhere) are moving more quickly once again. (One Example relating this change in the housing market comes from Chicagoland Agents: Read this post from Howard & Susan Meyers, The Hudson Company, regarding the housing market on Chicagoland's North Shore: "The Worm Has Turned".)
Many markets are healing and seeing rebounding prices. Sellers are receiving multiple offers for their properties.
Bidding wars have returned to many housing regions. Buyers are simply losing the "edge" they have been enjoying over sellers for the last couple of years. The tide is turning. (See this post from Jane Peters, Power Brokers International, Beverly Hills, CA ... "What Exactly is a Buyers' or a Sellers' Market in Real Estate?")
Opportunities have been lost by some potential home buyers, leaving these potential home buyers wishing THEY had taken action sooner.
What kind of action?? Those I have talked to wish they had contacted a mortgage lender to be pre-qualified for mortgage financing much earlier. Started preparing themselves for their mortgage application further ahead of time.
A few of my own clients have said they regret not regaining control over their own finances or taking action to improve their credit prior to talking to me. They wish they had checked their Credit Report sooner and more often. They now know they'd be much further ahead and have more financing options open to them when they buy.
Many have stated they simply wish they had listened and followed their real estate agent's advice better. They mistakenly thought they were going to "low-ball" a bid and steal a home at a ridiculously low price, then ended-up losing out. The "low-ball" philosophy just didn't work.
Still others have been fence sitters. They've delayed making a sales offer too long and lost-out to other buyers capable and willing to make a home buying decision.
Good news does still exist! Interest rates and housing prices remain low.
But do not doubt this ... time is of the essence. You need to take action.
Take steps NOW to prepare yourself. At minimum, find and team-up with an experienced, professional mortgage lender. Get the home buying ball rolling.
There are no negatives to having your credit report run. Most mortgage lenders will do it for free. I do. And whether you buy a home soon or down the road ... you win. You save money on all sorts of services because you've improved your credit scores. Insurance. Cell phone service. Credit cards ... you name it. The better your credit, the less you pay, the more money you save.
So, Contact me now. Get started on your home buying journey today.
Avoid the Coulda ...
Dodge the Woulda ...
Protect yourself from the Shoulda ...
* Discover what home buying and financing options exist for you, whether in Will County, IL, Chicagoland, or any of the 50 states. Contact me today! We'll work together to get you on the right path to homeownership ... now ... or for the future.
I can be contacted through any of the following:
Direct: 815.277.4036 Cell/Text: 708.921.6331
Email: gmundt@thefederalsavingsbank.com
Website: www.genemundt.com
Conveniently thru Skype: 630.219.1316
Gene Mundt, Sr. Vice President
Personal NMLS #216987
The Federal Savings Bank
1823 Centre Point Circle, Naperville, IL 60563
Now on Skype! 630-219-1316
Comments(0)