Now is the Time to Buy a Home in Henderson, KY!

Real Estate Agent with RE/MAX Midwest Real Estate Group

Did any of you go to Henderson Tri-Fest last weekend? If so, leave a note in the comments and let me know your favorite memory! I love these types of events that bring the whole community together for fitness, food, fun and fundraising. If any of you traveled to Henderson from out of state, I hope you enjoyed your time here. There are sure to be a lot of great events like Henderson Tri-Fest going on as the weather gets warmer and I can’t wait to meet some of you out in the community.

As we all know, the Henderson, KY housing market has been in favor of buyers for the past couple of years. Home prices and mortgage rates are at incredible lows, making buying a home in Henderson, KY more attractive than renting. However, these favorable conditions won’t last forever! If you’ve been on the fence about buying a home in Henderson, KY, the time has never been better. Spring has brought dozens of wonderful homes to the Henderson real estate market. Feel free to check out my featured listings to get started in your search! Or, start your advanced home search to browse all of the homes for sale with your specifications in Henderson, KY.

The housing market tends to move in cycles, and unfortunately there isn’t a pinpointed date of when things will shift in favor of the sellers. So, here are a few more reasons why now is the time to buy a home in Henderson, KY.

Appreciation: With mortgage rates at near historic lows and foreclosed properties on the market for a steal, you’re sure to net a higher profit if you live in your home until the market turns around.

Property Tax Deductions: Real estate taxes for your first home as well as vacation home are completely deductable. If you’re a first-time home buyer (congrats!), check out IRS Publication 530 for more information on what deductions homeowners are eligible for. If you still have questions, feel free to ask me, your Henderson, KY real estate agent, and I can help point you in the right direction.

Preferential Tax Treatment: If you own your home for more than a year and receive more profit than the allowable exclusion after the sale of your home, the profit will be considered a capital asset.  Capital assets are given preferential tax treatment. (

Equity Building: Your credit, loan flexibility and APR all determine what type of mortgage you will take out on your new Henderson, KY home. A new trend is to pay more each month to pay off the principle balance faster, lock in a low interest rate, shorten the length of the loan, own your home faster and significantly decrease the amount of interest paid on the loan. This is called equity building.

Pride: Owning a home is a goal for many people. Not only do you build equity, ideally make a profit and become entitled to tax advantages, you have a place to call your own. Pride in homeownership goes beyond the monetary advantages and still an active part of the American dream.

Now are you ready to start your Henderson, KY home search? As your Henderson real estate agent, I’d be happy to help you through the home buying process. Please contact me with any questions, or to get started!


Kathy Jackson

Kathy Jackson
(270) 844-2607


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Kathy Jackson

CDPE, Your Tri-State Real Estate Expert
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