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Bad Experience Alert

By
Real Estate Sales Representative with KELLER WILLIAMS
Bad Experience alert! Free credit report.com is not so free. I recent pulled my credit on what I thought was free credit report.com. It turned out to be not so free. I had to enter my credit card number for security verification and I notice on my last credit card bill I was being charge $12 a month for credit protection of which I did not athourized. Maybe they put it in the fine print of their website but either way it was not properly disclosed in my opinion. Aren't they suppose to be protecting peoples credit not using in for there own benefit??? 
Susan Milner
Florida Future Realty, Inc. - Cape Coral, FL
Cape Coral Real Estate Broker, FloridaFutureAgents
Use AnnualCreditReport.com - it is the true, free reporting site from all 3 credit bureaus. You can check it once a year - no obligation, no fees!
Jan 01, 2008 12:29 PM
Russ Ravary ~ Metro Detroit Realtor call (248) 310-6239
Real Estate One - Commerce, MI
Michigan homes for sale ~ yesmyrealtor@gmail.com
I had heard the freecreditreport.com wasn't free before
Jan 01, 2008 12:30 PM
Sheri Sanders
Berkshire Hathaway C Dan Joyner Realtors - Easley, SC
Realtor/Broker - Easley, SC Real Estate
Thank you for the warning!
Jan 01, 2008 12:32 PM
Erby Crofutt
B4 U Close Home Inspections&Radon Testing (www.b4uclose.com) - Lexington, KY
The Central Kentucky Home Inspector, Lexington KY

It's in the fine print.  The part that says it's only free if you subscribe.  Seen it on their TV ads too!

 Bummer.  Hope you get it worked out OK.

 

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Jan 01, 2008 12:36 PM
Ray Wilson
Meticulous Home Inspection Corporation - Bohemia, NY
NYS Licensed Home and Building Inspector
Hi Mindy. All big companies like that are out to shaft you! I recently went to freecreditreport.com and got my free report. They tell you as long as you cancel within 30 days you will not be charged for their 'monitoring' service. I called up 3 days later and cancelled, but they try to get you to stay on the trial period, hoping you will forget, so they can charge you. The woman on the phone tried and tried to no avail. That is how they tried the game with me. When I cancelled, I got a confirmation #, and I keep it. I will be checking my credit card statements regularly. Its a shame we live in such a society that these companies rely on sleazy tactics to dupe people. Happy New Year! - Ray
Jan 01, 2008 12:38 PM
Alix Pinzon
Open Mortgage, LLC NMLS # 2975 - Downey, CA
(562)743-6086
That's a perfect example of false advertising.  However, our government has decided to turn a blind eye to this company, because of their connections.  If you're really angry, you should dispute their charge with your credit card company, and if you're really really angry, file a complaint with you state's attorney generals' office, and that of the state where the company is located.  That is the kind of response that makes a difference.
Jan 01, 2008 12:43 PM
Carol Spengel
Prudential Rubloff - Wheaton, IL
Wheaton IL
I have used this site before, but I don't remember them asking for a credit card number.  If they did, I'm sure I would have remembered.  It just seems logical that free would mean they don't need a number from you.  I hope you get it resolved easily!
Jan 01, 2008 02:50 PM