Real Estate Update
- Buyers & Seller's Corner
- Home Improvement
- Trivia Challenge
- Upcoming Movie Releases
- Travel Tips
- Technology Corner
New Year's Day
17 -- Ben Franklin Day
21 -- Martin Luther King, Jr. Day
22 -- Full Moon Day
30 -- Jazz Day
An optimist stays up until midnight to see the new year in.
A pessimist stays up to make sure the old year leaves.
-- Bill Vaughan
Sales Expected to Trend Up in 2008
the latest forecast by the National Association of Realtors®,
existing-home sales are projected to trend up in 2008, with pending
home sales showing a slight near-term rise.
mortgage disruptions that peaked in August were clearly seen in
lower home sales that were finalized in September and October, so
the market was under-performing,” said Lawrence Yun, NAR chief
economist, adding the worst part of the credit crunch has already
worked its way through the data. "Now that mortgage conditions
have improved, some postponed activity should turn up in existing-home
sales over the next couple of months, and I expect sales at fairly
stable to slightly higher levels.”
the report, existing-home sales are likely to total 5.67 million
this year, the fifth highest on record, rising to 5.70 million in
2008. Existing-home prices are expected to be down 1.9 percent to
a median of $217,600 for all of 2007, and then rise 0.3 percent
to $218,300 in 2008.
price growth in the vast affordable midsection of America will help
raise the national median existing-home price slightly in 2008,"
said Yun. "Then expect price appreciation to return to more
normal patterns in 2009, perhaps rising one or two percentage points
above the rate of inflation."
healthy price gains include disparate markets such as Gary-Hammond,
Ind.; Binghamton, N.Y.; Corpus Christi, Texas; and Spokane, Wash.
“We can’t emphasize enough how much local conditions
vary, even within a given area, so it’s important for consumers
to make decisions based on local market conditions,” said
fixed-rate mortgage is estimated to rise slowly to the 6.4 percent
range by the end of 2008, with additional cuts in the Fed funds
rate lowering short-term interest rates.
Eliminate physical clutter. More importantly, eliminate spiritual
-- D.H. Mondfleur
You Want It Sold -- Depersonalize
If you want
to get your home sold -- now is not the time to show off your beer
can collection, your masterpiece from Painting 101, your dusty bunny
animal collection or your "they could have been models"
As a home seller,
this is often hard to accept, as demonstrated in many homes on the
market. But the truth is, future home buyers would prefer to think
nobody has ever lived in the property. You want to "depersonalize"
your home because you want prospective buyers to view it as their
next home. Seeing your family photos and your bowling trophies only
reminds them it's your home, not theirs.
So, put it away,
pack it up, or throw it away. That goes for most of your family
photos, artwork, trophies, collectibles, souvenirs and other knick
knacks. If you need to, rent a storage unit for a few months and
keep your items there. Whatever you do, don't store the boxes in
the attic, garage, closet or basement. Part of preparing a house
for sale is to remove "clutter," and that is the next
step in preparing your house for sale.
when you want to sell, strip it of all the things that make it a
personalized home, and turn it into a generic product that can be
personalized by someone else.
Education is what remains after one has forgotten what one has
learned in school.
-- Albert Einstein
Indoor Project: Record Your Valuables
In most parts
of the country, January is a good time to focus on indoor tasks.
One good winter day project is to take photographs of each room
and make a room-by-room inventory of everything of value in your
house. Taking pictures helps aid your memory when filing a claim
and provides proof of what you owned in the event of theft, fire
or other disaster. Follow these five easy steps.
- Take pictures
of every room from multiple angles. Zoom in to shelves with small
items, and open drawers to ensure all your belongings are in the
valuable items individually. You may even want to place them against
a white background to capture more detail. Having adequate light
is very important.
- Use the camera's
macro mode for very small valuables like watches, coins and jewelry.
Place another item in the picture if it's important to reference
size (like a ruler or quarter).
- Be sure to
get a picture of the serial number on electronics and software.
This will help prove to your insurance company you owned the item
and assist law enforcement in recovery.
- Burn the
picture files to multiple CD's, DVDs or Flash drives. Keep one
copy in a fire and water proof safe and the other copy in at a
safe, off-site location.
Curiosity is a willing, a proud, an eager confession of ignorance.
-- S. Leonard Rubinstein
1.) How long is the average NFL football player's professional
a.) 3.5 years
b.) 5.5 years
c.) 7.5 years
d.) 9.5 years
2.) Where were attics invented?
3.) What color is polar bear fur?
4.) What is Whoopie Goldberg's real name?
a.) Kathryn Smith
b.) Caryn Johnson
c.) Whoopie Goldberg
d.) Katie Jones
5.) What behavior is displayed when a bat leaves its cave?
a.) Swoop down then fly up
b.) Turn left
c.) Circle before leaving
d.) Turn right
Go for it now. The future is promised to no one.
-- Wayne Dyer
- 27 Dresses
- In the
Name of the King
- The Pirates
Who Don't Do Anything: A Veggie Tales Movie
- Be Kind
releases only. Opening dates subject to change.
that cannot reason is a fool. He that will not is a bigot. He that
is a slave.
-- Andrew Carnegie
Tips to Help You Stretch Your Travel Dollars
light -- you'll have much more flexibility regarding
transportation and accommodations. After all, it's not easy to
change rooms if you have 12 heavy suitcases.
early -- you can save a lot of money by booking months
deals -- the opposite of booking early, sometimes you
can get a huge discount by taking a last minute deal. Travel operators
don't like to have empty seats.
-- they can be very affordable places to stay in most major cities
(be sure to check for restrictions).
-- save money on taxis and keep fit. You might discover a hip
bistro or bed-and-breakfast.
-- take a tent and enjoy some destinations that don't have hotels.
travel -- Share the costs with others and get group discounts
at many attractions.
-- before you go on your trip, write a budget for all costs and
stick to it.
cards and vouchers -- save money by getting discounts,
freebies and two-for-ones.
what you think justice requires, and decide accordingly. But never
give your reasons; for your judgment will probably be right, but
your reasons will certainly be wrong.
-- Lord Mansfield
and Email with Complete Privacy
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secure e-mail programs are included in StealthSurfer so your email
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slot and is immediately recognized as a removable disk. It is available
in 2GB, 4GB, 8GB and 16GB. Prices range from $179 to $339.
for the good old days when people would stop Christmas shopping
when they ran out of money.
-- Author Unknown
is a social bookmarking website which allows you to store and share
bookmarks on the web, instead of inside your browser. This has several
First, you can
access your bookmarks from any computer with an internet connection.
Second, you can share your bookmarks publicly so other people can
view them for reference, amusement and collaboration. Of course,
you can also keep bookmarks private. Third, you can find other people
on del.icio.us who have interesting bookmarks and add their links
to your collection.
of using del.icio.us is using tags to organize and remember your
bookmarks -- a much more powerful and flexible system than folders.
Keeping links to your favorite articles, blogs, music, reviews,
recipes and news sources has never been easier -- all you need is
a browser and an internet connection.
Learn more at:
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a.) 3.5 years; #2. a.)
Attica; #3 c.)
Clear; #4. b.)
Caryn Johnson; #5. b.)
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