It is very important, especially with the credit tightening up not only in Western New York, but around the country. So if you are planning on obtaining a Mortgage to finance the purchase of your New Home in WNY, you should check it out before applying for a mortgage.
Your Credit Report, should be clean. Your Mortgage Professional will run their own copy, but you need to get your own Credit Report to verify that it's squeaky clean, and fix it if it's not.
Here is a list of places you can get a copy of your Credit Report and additional information regarding Credit Reports:
- Consumer Information About Credit Reports
- Equifax: 800-685-1111; http://www.equifax.com/
- Experian: 888-EXPERIAN (888-397-3742); http://www.experian.com/
- Trans Union: 800-916-8800; http://www.transunion.com/
Read Also: Documents You Need to Apply for a Mortgage
If you have any questions, please feel free to call our office at (716) 990-3228 and we will be happy to assist you in the process.