There are so many different mortgage programs out there to help a home owner it could get overwhelming, I do have to say Harp 2.0 is truly a great loan program for those homeowners that are underwater on the equity in their home.
We don't know how long Harp 2.0 or rates as low as they are will last so if you or some one you know thinks there is no chance at all they can refinance so you just haven't tried, email me at tracieschmidt@gmail.com or call me at 800-419-5250 to see if I can help you. Harp 2.0 is meant to HELP HOME OWNERS THAT DO NOT HAVE EQUITY IN THEIR HOME. Your mortgage has to be owned by Fannie Mae or Freddie Mac which I can help you look up and sold to them prior to 2009. You can even in some cases transfer mortgage insurance on the Harp 2.0 program if you have it on your existing loan.
There are some out there that think Harp 2.0 is just another way to cover up the challenges in our economy and will force people to foreclose again down the road. The way I see it, right now Harp 2.0 is a loan program that could help you or some one you know put money back in their pocket, maybe lower their current rate and payment while their home is upside down, why not try and take advantage of that?
Call Tracie Schmidt at 800-419-5250, I am a mortgage professional that will educate you or some one you know on the Harp 2.0 program and how it could benefit you.
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