Very many times a notary will be presented with a document that does not include notarial wording. This is not a problem since a loose certificate can be added to the document to provide the notarial wording.
However, the notary cannot make the determination as to which type of loose certificate to add.
I received the documents for the closing I am scheduled to do tomorrow. As usual, I prepare for the closing by going through the entire set of documents. I make notes of any questions I want to ask the title company, any potential problems, etc. I did find a problem with the SIGNATURE/NAME AFFIDAVIT:
Notice that there is no notarial wording. Yet it instructs the notary to "Add any necessary Jurat or Notary Certificates."
I will be glad to add a loose certificate. But, the title company will have to tell me which type to add. I cannot make that determination on my own. That is against the law.
The following is an excerpt from the Colorado Notary Law Primer:
I'll call the title company and ask them which type of notarial certificate they want me to add. But it has to be their choice -- not the notary's.
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