Affordable Housing Resources for Frederick County MD

Real Estate Sales Representative with Mackintosh, Inc. REALTORS


When the snow slows you down or a spare minute comes your way in the upcoming


months, check out these websites for information on programs for buyers.





            Click on Resources in the left hand column to see what the DHCD Maximum   limits are for Frederick County. One example: As of 4-12-07, a family of 4 can         qualify for the MPDU Program with a maximum income of $66,150.






What programs are available?


            Frederick County: Karen Green: 301.600.3531 or

•·        More House 4 Less - through Maryland's Department of Housing and Community Development

•·        USDA Rural Development

•·        Downpayment and Settlement Expense Program (DSELP) - $2500 with a $2500 match available to qualified applicants

•·        Homebuyer Assistance Program (HAP) - up to $5000 through Frederick County

•·        Frederick County American Dream - up to $20,000 for downpayment and closing costs

•·        MPDU Program - homes in new subdivisions available by lottery to county residents or people who work in the county at less than market rates


            Frederick City: Eileen Barnhard: 301.228.2842

•·        Sold On Frederick II - within City limits only, up to $15,000 for down payment and closing costs


Frederick County Association of REALTORS®: Applications at FCAR

•·        (FCAR) Deferred Housing Loan - up to $4000 for down payment and closing costs

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