Surprises can be a lot of fun. Being blindsided when friends throw you a surprise birthday party is a fine example. Getting an unexpectedly large tax return is another. But when you're about to close escrow on a your new Akron Ohio area home, surprises are the last thing you want or need.
One of the most important services I provide as your experienced Akron Ohio REALTOR® is to be there to help you sail through the process of a surprise-less closing. Even so, it's important for you to review some basics of the steps we need to accomplish in advance. I consider it ‘surprise insurance’ for a successful closing.
Proper financing is the first step in being able to close on the home you've just fallen in love with. Ideally, this was arranged before you even began looking at Akron Ohio homes for sale, but if you waited, time to get that financing secured is ASAP. I help my clients pre-qualify for a loan well before we make it into escrow.
Equally vital is getting the subject property appraised by an experienced local NE Ohio professional. This will give you the true value of the property. Even after you've fallen in love with a home, you need assurance that the price you are paying is what it is worth. As important, that appraisal will the key point in helping the bank decide to issue your loan. Since the appraisal sins of the past, I have no control over the bank chosen appraiser. But, I do meet them at the home with my own local neighborhood home values that sold and are currently listed for sale!
Finally, selecting and hiring a reputable Akron Ohio title company can help make the process of closing go much more smoothly. And I can certainly guide you to the best! This allows all of the parties to be protected through the entire closing process. Neglecting this important step can lead to surprises in the final closing – exactly what we've been working to avoid. It will also be important that you check every line of the estimated closing costs when presented –I will go over these with you prior to a closing appointment! Small mistakes here can cause big problems later, so we will plan your day to allow time to review the important parts of those documents.
When your preparations have included these steps, you will find yourself well prepared to close your escrow without a hitch. And no surprises. If you are considering looking at homes to buy in Akron Ohio and our suburbs, call me anytime, 330-620-8460 or my email– if you have questions, I have your answers!