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Buying A Phoenix Home - Are termites included in the sale?

Real Estate Agent with HomeSmart Real Estate AZ Broker BR030809000

Buying A Phoenix Home - Are termites included in the sale?



The 'termite question' pops up on every home sale in the Phoenix area.  Many folks that are not used to homes having termites get all freaked out about them and have a tendency to want to walk away from a home that termites are included. And I probably would have too before I understood they're just part of thebuying phoenix homes desert landscape. 


Here in  Phoenix Arizona there are
two types of homes:

1. A home that has termites

2. A home that is going to get termites




Like it or not termites are a part of what we must deal with when buying or selling a Phoenix area home. It is custom for the buyer to order and pay for a termite inspection during the home inspection period.  The seller is required to disclose in the Seller Property Disclosure (SPDS) if there have been termites and if they were treated. The seller will also transfer a termite warranty if there is one in place.


In today's market many homes are being sold 'AS IS' condition so many seller-banks have no idea if there are termites or not. In this case the buyer will be required to take on the cost of a termite treatment if required by the lender before close of escrow as the seller, the bank will not make any corrections.  

If it is a traditional sale the buyer can request that the seller perform the termite treatment during the home inspection period. Many sellers will also offer a warranty as well for one or two years which helps the buyers that are unfamiliar with the termite issue feel more confident. 


Many home owners will, on a periodic basis, have their home inspected for termites just to be on the safe side. And if you do have termites it's a good idea to purchase a warranty whether or not you're going to be putting your home on the market for sale. Better to be safe than sorry when it comes to termites.


Buying A Phoenix Home - Are termites included in the sale?




Real Estate and Working with my Clients is my Passion!


 I take my clients trust in me very seriously. I'm known for 'telling' it like it is, not what folks might want to hear or  think it should look like. Now that may sound kind of tough, but think about it, in the long run if you want to buy or sell a home you need to know the real facts in order to make a wise choice.

If you want the truth and the whole truth, I am the Phoenix Real Estate Broker for You.


When you are ready to buy or sell a Phoenix Area Home, I will be your advocate, guide, and fierce negotiator. I will work hard to make your buying or selling a home as smooth and stress-free as I possibly can - even if it's a short sale.  Guaranteed.




Call me and we'll create a plan of action to buy a home or sell your home! 




Anna 'Banana' Kruchten










Posted by


Donna Harris
Donna Homes, powered by JPAR - TexasRealEstateMediationServices.com - Austin, TX
Realtor,Mediator,Ombudsman,Property Tax Arbitrator

We have the same saying here in Texas. I also warn buyers when they buy in the winter that termites usually sworm when it gets warmer so just because the inspector didn't see them in November, it doesn't mean they're not there.

Jun 09, 2012 10:47 AM
Rene Fabre
ARFCO Media - Renton, WA
Practicing Philosophical Eclectic of the Arts

Anna... I did not know that Phoenix. In the Pacific Northwest we deal more with mold problems than termites, although we have them. My big intro to ants of all kinds was living in Oakland, CA when I was in college.

Jun 09, 2012 10:56 AM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Hi Anna,

It is true it is the same in Austin..we live on a bed of termites! It's not if the house has termites ..it's when..if the home has been treated..all the better!

Jun 09, 2012 10:58 AM
Thom Abbott
MyMidtownMojo.com |770.713.1505 | Intown Atlanta GA Condo Living - Atlanta, GA
Midtown Atlanta GA Condos For Sale

Anna...amazing those tiny little white things can do so much damage! Of course we have them here in Georgia too! We have baiting stations place around the perimeter of the house, and they are checked quarterly. Or they have gone back to the type of treatment whereby they trench out the dirt around the edge of the house, and treat it there.

I've never sold a house that had ACTIVE termites, but have seen some of the damage they can do if not caught.

I would of never thought of them in Phoenix? Good information to know!

Jun 09, 2012 11:06 AM
June Tassillo
Owner/Broker RE/MAX Elite Realty - Franklin, NC
Let me help you with the next phase of your life!

Anna,  We don't have as much as a problem here in NC with termites but we do have them.  I remember when I lived in Miami they would swarm at night.  They eventually were so bad they bombed the home.  

Jun 09, 2012 11:36 AM
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

yup, we sell those same two kind of houses in Georgia too.  Great idea for a future post.  Important information.

Jun 09, 2012 12:57 PM
Nick T Pappas
Assoc. Broker ABR, CRS, SFR, e-Pro, @Homes Realty Group, Broker/Providence Property Mgmnt, LLC Huntsville AL - Huntsville, AL
Madison & Huntsville Alabama Real Estate Resource
Anna, I didn't realize that Arizona had a termite problem. Termites are a huge problem here in Alabama...termite letters are required by most lenders here...laws have recently changed making the buyer responsible for termite inspections.
Jun 09, 2012 01:12 PM
Mike Cooper, Broker VA,WV
Cornerstone Business Group Inc - Winchester, VA
Your Neighborhood Real Estate Sales Pro

We've got stink bugs.  I might like to trade some.  Tulsa was a little like that when I lived there.  Nobody really seemed to worry about it at that time.  They just kept the exterminators in business and everybody was happy.  

Jun 09, 2012 01:19 PM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude


Amen. It's a rare California home that's doesn't have termites, like AZ, which is something that East Coast buyers often have a hard time understanding. And we can have two difference types, too! Short sales and REOs are a challenge since the seller typically will not do any termite remediation, which could  be thousands of dollars. It is part of the education process we must go through with buyers, especially first timers.


Jun 09, 2012 04:04 PM
Tom Arstingstall, General Contractor, Dry Rot, Water Damage Sacramento, El Dorado County - (916) 765-5366
Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366 - Placerville, CA
General Contractor, Dry Rot and Water Damage

I like what you said about the people that aren't familar with the termite situation in Phoenix get freaked out. Funny how those of us that see these things regularly, think nothing of it after a while.

Thanks Anna.

Jun 09, 2012 05:24 PM
Kathryn Maguire
GreatNorfolkHomes.com (757) 560-0881 - Chesapeake, VA
Serving Chesapeake, Norfolk, VA Beach

In Virginia, it is standard for termite and moisture damage repairs...up to 1% of the purchase price..to be addressed by the seller. I tell my buyers that it is wonderful that they found termites as now they have a treated house with the one-year warranty that goes with the treatment!

Jun 09, 2012 09:57 PM
Dick Greenberg
New Paradigm Partners LLC - Fort Collins, CO
Northern Colorado Residential Real Estate

Hi Anna - We don't have many bugs of any kind here, and in 18 years in the biz, we've never seen a termite problem, although every once in a while, we hear a rumor. It's probably a combination of the altitude and low humidity. Spiders like us, though.

Jun 09, 2012 11:10 PM
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Good Morning Anna, we do not have to deal with it on a level you do. Most homes we find them in are much older. I love learning about how such things are handled in other areas. Your blog is perfect for home teaching buyers and sellers about termites in your area and how they are handled.  have a great Sunday

Jun 10, 2012 12:05 AM
Irene Durocher
Coldwell Banker BUYERS AGENT - Boca Raton, FL

Hi Anna, termites can be a problem .  Here in Boca Raton, Fla. we build with cinder block

and metal studs. That really cuts down on the chance for termites.

Have a great day.

Jun 10, 2012 01:44 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

If the property has/had termites and is treated, will they come back?  I would assume they would for the wood. Ooops.

Jun 10, 2012 04:49 AM
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Anna -- I prefer my homes without termites....but I am well aware if they are not there today -- they may be there tomorrow or next year or sometime in the future ---- best to be informed upfront.  I like your "warning" about the two types of Phoenix homes -- clever and so accurate.   

Jun 10, 2012 05:41 AM
Anna "Banana" Kruchten
HomeSmart Real Estate - Phoenix, AZ

Donna I fgured you'd have them in Texas as well.  Inspectors are good at looking at 'evidence' of current and/or previous termite damage so having the best inspector on board make a big difference. Somebody with experience and working knowledge.


Rene - that makes more sense that you'd have mold issues more frequently.  Goes to show you there is something different around the country and knowing how we all deal with 'local issues' is good to know. When I refer somebody to your neck of the woods I'll know mold is a bigger issue - so don't freak out!

Dorie - exactly. Some homes never get them.....but that is a rare thing here.

Thom yes they're alive and chopping down  in Phoenix.  Almost half of my sales have termites - so I always say it's a 50/50 chance.


June - yuck!  That's all I can think of when I hear swarmed the house.  What is that like?  I have no experience of that.

Tammy of your state is so lucky as well.   Good to know!

Nick yes it's been along progression of who does what in our state.  It's on the buyers shoulders to perform the inspection but if it's a regular sale the seller normally will pay for the treatment. As for sellers they are VERY WISE to have an inspection before going on the market - and treating the issue upfront if need be.

Jun 10, 2012 05:42 AM
Belinda Spillman
Aspen Lane Real Estate Colorful Colorado - Aurora, CO
Colorado Living!

Anna,  I'm so glad we don't have termites in Colorado.  That's one less thing to deal with.  I'm sure an exterminator can properly get rid of those little varmants.

Jun 10, 2012 06:06 AM