Mortgage Rates End Streak of Record-Setting Lows Average fixed-rate mortgages ended their recent streak of record-setting lows, according to Freddie Mac's weekly mortgage survey. Still, mortgage rates remain near historic lows, helping to keep homebuyer affordability high and providing an incentive to refinance. The 30-year fixed-rate mortgage averaged 3.71 percent with an average 0.7 point for the week ending June 14, up from the week prior when it averaged 3.67 percent. Last year at this time, the 30-year FRM averaged 4.5 percent.
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