Foreclosed On..or So They Thought, Sued Three Years Later after moving out!

Hi Debbie, Since she is still listed as the owner, it was definitely adviced to see an attorney.

Hi Rob..no short sales you say?? You are VERY lucky!

Hi Andrea, I will, I know she is happy where she is now....but she did love her home and took great care of it.

Hi Eve, She should, but I think at this point she just wants to put that year behind her.

Hi Rob, in many places there is a responsibility of the homehomer to maintain that sidewalk strip in front of their home. Of course the city needs to do their part. I know in my last home, they came around and grinded down the cement edges that were sticking up from tree roots. Most people don't put their home in an LLC..but it might just be a good thing to look into in our sue crazy society.

Hi Sandra, if she only knew that then I know she would have stayed.

Hi Judy since she hasn't made ANY payments in years to anyone with regards to this house since she left, I can't imagine who the suer thought they could go after.

Hi Marte, yep..something like that...unfortunately, so many people were hired by the banks to deal with homeowners going through this. They weren't trained, were overwhelmed and just followed the instructions given to them.. frustrating soooooo many. Yes, it was not handled well and so thus so many like my freind were put out of their homes when they didn't need to be.

Hi Amy, the odd part of all this is that she kept watching her house for it to go on the market...or get auctioned as threatened. While she watched it sit vacant, she was tempted to just move back in, but at this point she had already started over elsewhere and was afraid that if she did, the sheriff would show up. The last thing she wanted was more embarassment or havoc.

Hi Michael, Interesting. I suspect that with all the "pushing foreclosures through" there will be a lot of things that will start popping up as you said.

Hi Tni, Since this is your area of expertise I bet you've seen more than your share of this type of thing.

Hi Tanja, she is, but is more amazed at this point since it's been so long. She was telling me last time I saw her that even though it was not something she would wanted ever to happen, she found out that is a very strong person and realized that she  can and will survive hardships thrown at her. Here attitude is inspiring.

Hi Karen, yep..three years is a long time and she has moved on. She does however need to figure out a way to get her name off the title..or perhaps the bank will be willing to work with her at this point. It's an open unknown for sure.

Hi Keith, I was thinking about Florida and reading about all those vacant homes with pools. Seems to me the banks would rather get something then nothing but they are obviously getting something from it.

Hi John, I'd like to think that the banks would be more willing to work with a homeowner today but this might be naive of m Three years ago...well..fiasco city and so many suffered.

Hi Amanda, well, the only good thing that came out of it was that it let her know that the bank was not on title..so she knows she needs to do something about it.