Home Builders - Contractors beware in Kansas

By
Home Inspector with 203kOnLine.com, covering the USA S0289

This is a call to arms. According to your state law, if you look at a home and report back to the owner that they need a roof, heating system and water heater as an example, YOU are in violation of state law that says you MUST be a licensed home inspector. 

The exemptions are trade contractors (not general contractors) who provide a bid on a single item, architects and engineers. If you were a HUD approved consultant for the 203k prior to that law and a licensed contractor (which HUD says is okay) you lost your job due to a very loosely written law that grabs you and includes you. So far they haven't enforced it on you as by doing it the way they did they only affected a handful of people and they didn't want the contractor associations to get wind of this just yet. But you can bet that once this law has been around a while and unchallenged they will start enforcing it and you will be caught in the middle. 

Contractors don't typically do Home Inspections as a Home Inspector might. 40-60 page report taking 2-4 hours to complete. They typically look at the components to discover what needs repair. Doesn't matter. 

Home Inspectors typically don't, and can't do repairs on a home for 3 years after a home inspection is done by them...mmm. If you are lumped in as a home inspector, and look at a typical renovation project you either "can't do the work" which is ludicrous, or you violate your home inspection license, or since you don't have a home inspection license (yet), you are in violation of state law and can be arrested and go to jail for contracting without a home inspection license. 

If this doesn't wake you up we may see you in jail. Help us get this stupid, ill thought out law repealed. By the way, the only 203k consultant who is a home inspector apparently go this passed for his own special interest. His competion was contractors who were 203k consultants and qualitifed to be such. He just retired and volunteered to man the enforcement for this law so he is coming after YOU now. 

Posted by

Mike Young, 203k Team Leader    Mike ready for your 203k order

To learn more about the FHA 203k loan program go to www.203kOnLine.comWhat is your fee? 

Got a 203k project giving you "fits" contact www.203k911.comIf you are looking for quality 203k software for consultants to speed up the underwriting process..

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Kansas Saline County New Cambria
Groups:
Home Builders of America
On The Spot Painters, Contractors, and HandyMen
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Rainmaker
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Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

This is not unique to Kansas. This stuff goes on all over the country.

Jul 19, 2012 10:18 PM #1
Rainmaker
615,736
Mike Young
203kOnLine.com, covering the USA - Las Vegas, NV
FHA 203k Consultant 916-758-1809

Joe,

it is hard enough making a living without our legislators adding to our burden. The government doesn't look at it as we are their partners. If we fail they dont' get taxes. 

Jul 20, 2012 12:03 AM #2
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Mike Young

FHA 203k Consultant 916-758-1809
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