The Magic Elixir Needed When Buying a Home and Seeking a Mortgage in Chicagoland

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Mortgage and Lending with NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 IL Lic 031.0006220/WI


The Magic Elixir Needed When Buying a Home
and Seeking a Mortgage in Chicagoland
 
 
 
 
 
 
 
     One of my wife's favorite movies is the 1938 version of, 
"The Adventures of Tom Sawyer".   It's a movie classic that's been seen many times at our home.
 
Contact Gene Mundt, Mortgage Lender today!     If you've read  Mark Twain's   book or watched this movie, you'll remember that Tom Sawyer's Aunt Polly gives him teaspoons of what she refers to as "painkiller" when she thinks he's ill.  Seems a dose or two of the potent elixir will cure him of pretty much anything that ails him, even bad behavior. 
 
     Watching this movie again the other day got me thinking.  Wouldn't it be great if it were that easy to cure all our ills and problems? 
 
     Just one heapin' dose of Aunt Polly's magic elixir and ...  Walah!   All's cured!  Problems solved!  I don't know about you, but I'm thinking it'd be pretty handy to keep a huge bottle of this stuff at my desk at work! 
 
     But ... until that magic cure-all is actually available and on store shelves, I as my client's  Mortgage Lender,  must find and rely on other solutions to help them avoid "headaches, pitfalls, and ills" when buying a home and entering the mortgage process.  A concrete, old-fashioned solution that they can participate in and I help put in place. 

    And what is that solution? 
 
    I believe it's a well thought-out, planned, and solidly-constructed  mortgage application.  A mortgage application that can be thoroughly examined by an Underwriter and approved cleanly and quickly. 

    In order to secure a successful underwriting conclusion, mortgage lenders must help their clients understand the mortgage process itself.  They must first help their clients optimize their Credit Scores. Then they must assist them in protecting them.  Next, all necessary  financial and employment documentation  must be gathered and in place.  And then appraisal issues and concerns regarding the  Subject Property  must be proactively addressed.

   For me, there's absolutely no doubt.  IF there's a magic elixir to be found anywhere within real estate transactions or mortgage financing ... an elixir that prevents problems from occurring and cures ills should they still appear ... that elixir's first, middle, and last name is:

"PREPARATION

    Take the important steps necessary to prepare thoroughly for home buying and mortgage financing ... and the stress level that naturally accompanies them drops off the radar.  It becomes manageable.
 
     So it's my recommendation that, until it's possible to stock-up on Aunt Polly's painkilling elixir ... you find and then work with an experienced Chicagoland  Mortgage Lender  that will assist you in becoming fully-educated and fully-prepared for your mortgage application and mortgage processing ... as soon as you first start thinking of buying a home.

     Do that, and Aunt Polly's elixir won't even be necessary ...

    

   I hope you enjoy this clip from the movie ...


  


     *  Looking for a Will County or Chicagoland  Mortgage Lender  that will devote the time and attention needed to fully and successfully prepare you for your Mortgage Processing and home buying? 
     Contact me  now!  I'll put my 35+ years of experience and expertise to work on your behalf immediately.  I can be found at any of the following:
Cell/Text:    708.921.6331 
Email: genemundt
   www.genemundt.com    
Skype:   630.219.1316 
Mobile:  m.genemundt.com

   

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Gene Mundt

 Mortgage Originator  -  NMLS #216987    

                                 IL Lic. #031.0006220  -  WI License #216987                                                                                                    

NMLS #175656

 

Gene Mundt, Mortgage Originator,  40+ years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking:  #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including:  The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL and Wisconsin. 

 

Your Referrals & Testimonials are Always Greatly Appreciated! 

 

 

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Rainmaker
1,778,297
Lottie Kendall
Compass - San Francisco, CA
Helping make your real estate dreams a reality

I think you, Gene Mundt, might just be the magic elixir home buyers in Chicagoland need! I hope they find you before their ailments get worse.

Jul 20, 2012 09:18 AM #1
Rainmaker
1,229,941
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Awwww Lottie!  You just made my day.  YOUR words were an elixir for me .. a sorely needed elixir too.  You're the best ...

Gene

Jul 20, 2012 09:24 AM #2
Rainmaker
1,317,958
Nick T Pappas
Assoc. Broker/Broker ABR, CRS, SFR, e-Pro, @Homes Realty Group, @HomesBirmingham & Providence Property Mgmnt, LLC Hun... - Huntsville, AL
Madison & Huntsville Alabama Real Estate Resource
Gene, well when that elixir becomes available I'll take a case or three. Preparation in all areas of the transaction simply makes good business sense.
Jul 20, 2012 12:39 PM #3
Ambassador
533,485
Jason Sardi
Auto & Home & Life Insurance throughout North Carolina - Charlotte, NC
Your Agent for Life

Gene - It all starts with the application and preparation, of course, is always key.  Dotting the proverbial I's and crossing the proverbial T's will ensure the paragraph and story will become a happy ending.

Jul 21, 2012 12:29 AM #4
Rainmaker
1,080,601
Margaret Goss
Baird & Warner Real Estate - Winnetka, IL
Chicago's North Shore & Winnetka Real Estate

Just like many buyers don't fully understand the home buying process, they don't know what's involved in getting a mortgage.  Many are surprised by the amount of work they have to do - work that is essential for a decision to be made that is favorable to them.  And a respected and knowledgeable lender, such as yourself,  to help them is the first step in the process.

Jul 21, 2012 01:21 AM #5
Rainmaker
1,229,941
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Nick:  I'm thinking there'd be alot of this stuff sold.  Maybe we should be working on a recipe of our own??

Jason:  Definitely true in today's financing.  Try to cross and dot as many as possible ... and hopefully most of the concerns of Underwriters are covered.  They sure can surprise you at times though ...

Margaret:  Thank you.  And you're right.  A client's input and muscle is needed to get a loan successfully approved and closed these days.  I think that's perhaps the #1 thing they are most surprised by within processing ... and dislike ...

Gene

Jul 21, 2012 03:21 AM #6
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Rainmaker
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Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
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