Grading can be a problem in Bound Brook NJ, Concord CA & anywhere else

By
Home Inspector with 203kOnLine.com, covering the USA S0289

Grading is the most important single thing you can do for your home. Poor grading is the cause of over 90% of foundation failures. Yet it was likely fine when you purchased the home. All you have to do is maintain what is already there in many cases.

When you purchase a new home, I mean a brand new home, the grading is likely going to be adequate though you should look it over and see that it appears that ground surface drainage water would flow away from the structure. I find it interesting that most if not "all" of the new home manufacturers will tell you that you cannot use a home inspector to inspect their newly built home. Why? because They know it wouldn't pass very well. 

In any case, back to grading. I'm finding that about 90-95% of the homes I inspect for the FHA 203k have grading issues, some small ones and some very large ones. I've seen where the family dog dug a hole right under the water faucet. Two issues one multiplying the effect of the other. Of course it was a yellow lab... lol

In any case we don't want water sitting up against the foundation as it will eventually cause damage. 

 

Posted by

Mike Young, 203k Team Leader    Mike ready for your 203k order

To learn more about the FHA 203k loan program go to www.203kOnLine.comWhat is your fee? 

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Topic:
Real Estate Best Practices
Location:
New Jersey Somerset County Bound Brook
Groups:
Realtors®
Real Estate Rookie
San Francisco Real Estate
Galt Real Estate
Pleasanton, California
Tags:
walnut creek
concord
bound brook
203k loan
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Rainmaker
1,770,580
Tom Arstingstall, General Contractor, Dry Rot, Water Damage Sacramento, El Dorado County - (916) 765-5366
Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366 - Placerville, CA
General Contractor, Dry Rot and Water Damage

Thanks for explaining the importance of proper grading and the need to inspect the property Mike.

 

Jul 29, 2012 05:01 PM #1
Rainmaker
2,284,301
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

I had to deal with a grading issue on an appraisal the other day. In this case the appraiser was was playing GOD.

30 year old home, perfectly dry basement, but the appraiser felt the grading should be correct. We had to bring in a contactor, to view and assess the property and grading. The contractor's report indicated there was no reason to regard the property. The appraier eventually signed off.

Jul 29, 2012 09:30 PM #2
Rainmaker
615,786
Mike Young
203kOnLine.com, covering the USA - Las Vegas, NV
FHA 203k Consultant 916-758-1809

Tom, thanks for the comment.

Joe, there are a few of those out there that think they need to find something or haven't a clue about grading. Sorry you ran into one of them.

Jul 29, 2012 11:51 PM #3
Rainmaker
4,797,884
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Thanks for the post reminding us of the importance for proper grading under and around a home.

Jul 31, 2012 09:55 PM #4
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Mike Young

FHA 203k Consultant 916-758-1809
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