A few tips for phone, credit and identity safety.

By
Real Estate Broker/Owner with Innovative Realty Solutions Group BK3158345
https://activerain.com/droplet/Gqh

In the economic crunches we see today, it's important to remember to protect yourself from fraud and identity theft.

It's no longer a question of if your identity will be stolen but when it will be stolen. Florida ranks very high for identity theft. 

Here are some hints:

  1. Cell phones are not save and secure. Be sure to password your phone, back up your data.
  2. Don't let people scan your cards with the cubed scanners for phones. 
  3. Just because you can do online banking on your phone doesn't mean you should.  
  4. Check your statements for fraud every month.
  5. Don't click links for sites that are not known to be safe.  They often trick you into clicking the link and then download keystroke loggers and viruses to your computer.  Your bank will never email you for personal information!  They just lock your account and force you to call them.
  6. Consider asking the credit bureaus to put a lock on your info so no one can open accounts in your name.
  7. Pull your credit once a year on www.annualcreditreport.com.  It's free!  Verify all accounts are yours.

This booklet can be shared and has valuable informtion in it for all to use.  http://www.ftc.gov/bcp/edu/microsites/idtheft/downloads/TalkingAboutIDTheft.pdf 

Be safe out there!

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Rainmaker
2,281,967
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

These are great tips. None of these are 100% fool proof, but we need to continue to make a 100% efford to safeguard our information. You list is a great place to start.

Aug 21, 2012 06:56 PM #1
Rainmaker
459,266
Dee Toohey
Innovative Realty Solutions Group - Longwood, FL
Broker, ABR, AHWD, CIPS, FMS, ePro

Of course, you are correct, Joe.  We must all be very diligent with data. 

Have a terrific day!

Dee

Aug 22, 2012 07:30 AM #2
Rainer
225,344
Dave Sullivan
Real Estate One - Birmingham, MI
Michigan Realtor with an investor viewpoint

good job on the credit tips keep up the good work credit is going to be very important in the future. 

Jan 12, 2013 06:59 AM #3
Rainmaker
459,266
Dee Toohey
Innovative Realty Solutions Group - Longwood, FL
Broker, ABR, AHWD, CIPS, FMS, ePro

Thanks, Dave.  So many don't understand the importance of a good credit score and how it affects so much more than buying a car or a home. 

Jan 13, 2013 07:15 AM #4
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Rainmaker
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Dee Toohey

Broker, ABR, AHWD, CIPS, FMS, ePro
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