Top 10 Home Decor Trends for 2008

Jerome & Ginnie Cartier

This issue of HOME SAVVY eMAGAZINE is presented by:

Industry Experts Elect the Top 10 Home Decor Trends for 2008
Much like we can expect from the American people in the next election, the votes among the nation's top interior designers and manufacturers are split when it comes to forecasting what will be "hot" in home decor in 2008.

How to Assess Wood
How do you begin to identify the type of wood used for your furniture?

Furniture Wood Basics
Almost any type of wood could be used to build furniture, but some woods have always been favored for their beauty, durability, and workability.

Winter's Top Rules of the Road
Valuable advice and preparation for handling the hazzards of winter driving.

Automotive Lightbulb Types
Seeing better in the weather is a must! Learn what bulbs are the best for your climate.

How Anti-Lock Brakes Work
The theory behind anti-lock brakes is simple. A skidding wheel (where the tire contact patch is sliding relative to the road) has less traction than a non-skidding wheel.

Why do they use salt to melt ice on the road in the winter?
If you live in a place that has lots of snow and ice in the winter, then you have probably seen the highway department spreading salt on the road to melt the ice.

Refinancing Your Adjustable-Rate Mortgage into a Fixed Rate Mortgage
If you are among the millions of homeowners with an adjustable- rate mortgage (ARM), you may be facing increasing interest rates as your loan adjusts. Refinancing might be the solution to your problem.

Beware of Mortgage Refinancing Traps
The mortgage lending business is highly competitive. And that, my dear reader, is an understatement.

Top 10 Things Not to Do to Decorate Your Home to Sell
It's tempting, when you're thinking of selling your home, to spend money on renovations or fix-ups to really wow potential buyers. But beware!

What is "Home Staging" and How Does it Help Sell My House?
"Home staging" is not a new term, but for many homeowners and real estate agents the concept of "professional home staging" is shedding new light on how to promote a home in the real estate marketplace.

Get To Know Your Credit Score
A "good" credit score is the key to getting the best mortgage rate.

General Identify Theft Statistics
The number of identity theft cases continue to rise.

Credit Bureaus Announce How Consumers Can Access Free Credit Reports
The three nationwide consumer reporting companies - Equifax, Experian, and TransUnion - announced that beginning December 1, 2004, consumers could begin making requests for their credit reports by...

Realtor® Certifications
Should Your Realtor® Have One?

Requirements for Becoming a Real Estate Agent
Agents and brokers must be high school graduates. In fact, as real estate transactions have become more legally complex, many firms have turned to college graduates to fill positions.

Got Polybutylene? Hire A Home Inspector If You Aren't Sure!
Though polybutylene piping (PB 2110) was all-but-abandoned from residential and commercial construction by 1995, some properties may still be at risk as homeowners exceed the most critical period for material failure!

Understanding Your Inspection Options
Property inspections were once something you commonly did when you sold or bought a property. Today's inspectors offer a variety of options to help real property owners manage the value of their greatest investment and the safety of their occupants.

Weather the Soaring Increase in Heating Costs
Help Your Budget While Helping the Planet

Insulating Pipes
Pipe insulation will keep cold-water pipes from sweating in warm weather and will reduce heat losses from hot-water piping as well. It comes in a number of forms.

Featured Stuff
Digital Picture Frames - Ready to take your photo displays to a whole new level? Try digital picture frames that allow you to upload your digi-pix from either your digital camera or via an Internet connection.

Website Directory
We've compiled a list of really useful Websites and put them all in one place for your convenience. Be sure to bookmark this page in your browser to access it as often as possible. Keep visiting this page on a regular basis as we are always adding something new!