Steps To Repair Your Credit

Real Estate Agent with Classic Realty Realtor

FACT: Most people will have Credit Issues at one time or another in their lives.

The issue becomes, what are you going to do about it? Will you continue to move along forever with a blemished record or will you seek to fix it? I hope you will opt for fixing it! Here are some suggestions:

First, you have to make a commitment to do the necessary work to repair your credit. A great one word definition of commitment is, “Inconvenience”! Remember, there is a price to pay in doing anything worthwhile in life and that includes fixing your money problems. It cannot be, “Am I committed at this moment to make a change financially, but will I be committed two months or three months from now and until the task is completed?” The fact is, when it comes to Credit and making a commitment, many aspire to do so, but a much smaller number of people actually attain or reach the goal. Making a genuine commitment means you will finish the work that is required to do the Credit Repair. Or as mom use to say, “David, you will finish what you started!”

How deep is your resolve? Will you be committed throughout the duration, even if it means inconvenience?

Second, you should seek some advice from a credit counselor, someone in the know about credit repair. Be careful here because there are many running around these days claiming they can repair your credit. Be aware, you alone will take the essential steps to repair your credit while the counselor will simply guide you in the overall process. This is not a free ride. There is work and much effort that must be given to the project, but the reward for crossing the Finish Line is huge! Imagine - you can make a decision today to repair your credit and in perhaps as little as a few weeks or months, maybe a year or two, you can be in your brand new home.

Want to learn more? Go here to an article on the subject: 7 Fast Fixes For Your Credit Score

These are relatively simple and easy Steps To Repair Your Credit .....

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Michelle Carr-Crowe-Top 1% Diamond Certified Real Estate Team Sells Cupertino San Jose Homes-Just Call 408-252-8900
Get Results Team...Just Call (408) 252-8900! - San Jose, CA
Family Helping Families Buy & Sell Homes 40+ Years

You make the important point that first people need to be committed to the 

Steps To Repair Your Credit.

Aug 26, 2012 05:02 AM #1
Roy Kelley
Realty Group Referrals - Gaithersburg, MD
Roy and Dolores Kelley Photographs

Good information.  Many families need to repair their credit before they will be able to obtain mortgage financing.

Have a very special week as we enjoy the final days of summer.

Aug 26, 2012 06:09 AM #2
Shannon Milligan, Richmond VA Real Estate Agent/Associate Broker
RVA Home Team - Richmond, VA
RVA Home Team - Winning with Integrity.

Great information for those who are READY and WILLING to put in the time and effort to repair their credit. And, the reward is HUGE!

Aug 26, 2012 09:31 AM #3
David Burrows
Classic Realty - Fairfax, VA
No Pressure, Just Seriously Devoted to Real Estate

Thank you Michelle, Roy and Shannon for coming by today. Repairing credit before the purchase will make for a much smoother transaction when finally purchasing a house.

Aug 26, 2012 09:36 AM #4
Toni Weidman
Sailwinds Realty - Trinity, FL
26 Years Selling Homes in New Port Richey, FL

David - I like that you used the word Commitment because it definitely is. People need to be committed to repairing their credit. Great post - Suggesting.

Aug 26, 2012 09:15 PM #5
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

I have been assisting my clients to be about credit repair for many years. About 50% of the time, once they committ themselves, it is amazing to watch the results. It is a special feeling when someone I coached then buys a home.

Aug 27, 2012 09:17 PM #6
Joan Cox
Metro Brokers - House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

David, great information since so many buyers have credit that needs to repaired prior to purchasing!

Aug 27, 2012 11:48 PM #7
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David Burrows

No Pressure, Just Seriously Devoted to Real Estate
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