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Hang On People, We're In For A Ride!

By
Mortgage and Lending with American Advisors Group AAG MLS #14019792

So you thought 2007 was eventful did ya? Well shoot! Dad Gum! Ain't that a hoot?! and all those other "isms" that rednecks in my neck of the woods can thunk up without help from a capital city.

Aurora, one of my favorite lenders bit the dust today. Lehman brothers, their parent company pulled the plug on 'em. WaMu is in talks of a merger with JP Morgan Chase. what the heck is going on around here anyways? Is there a lender out there that's left that worth a hoot?" is a question I've been getting for a few days now. Of course teh answer is yes, but just how many might be the question later in teh year when things pick up again.

What a ride we're in for youngin's. And if this is your first ride in a terbulant market, you ain't done yet. the so-called "experts" were saying the first half of 2008 was going to eb a touogh ride, but did they mean teh first half of january 2008. Gimme a break already! I need booze and lots of it! (For the record, I do not drink alcohol. I can't stand the taste.) Maybe we should go back to that there moonshine stuff and start burnin' in our cars. Wait, they cal it Ethanol now. I liked the moonshine handle better.

I was just talking to a friend of mine who s heavy into a multi-level marketing company. she told me she has been getting a lot of mortgage and Real Estate peolpe in her business right now just to get some money coming in for the down time. she also told me that a ton of them have actually quit already and are looking at other industries. What we're seeing now is the professionals are beginning to leave our industry because the well is dry. For those of us who's well still has some dampness left in it, we're milking that baby dry now baby. In fact. we're not only hurtin for business too, but we're begging these days. I think I've spoken to everybody I've known since nine months before I was born. Maybe 10 months before I was born.

 One of the new things that has come into play in recent months is that FHA loans are making a come back in a huge way. It's one of the reasons I enjoy being part of RPM mortgage as we have access to all of the programs and we like it like that.

Call me and tel me jokes, I need a laugh these days.

 

Love ya

Ed

Show All Comments Sort:
Cassie Hansley
Wilikinson and Associates - Lincolnton, NC
FHA is going to be the only option for alot of our first time home-buyers. Here in NC, we use the USDA Loan also. It is 100% with no MI. They prefer the 620, but exceptions can be made. Rates are good to. Cassie
Jan 17, 2008 08:02 AM
Martinelli Caputi
Martinelli Caputi & Associates, Ltd. - Warwick, RI
& Associates, Ltd.
Ed:  You know what?  You're a hoot!  It's one helluva interesting roller coaster ride!  What's next dear friend? 
Jan 17, 2008 08:13 AM
Juan Tanon
Orlando, FL

The truth of the matter is that you are 100% correct Ed.  But we have to face the reality of life. it's an up and down market.  We love it one day and we learn to deal with it the next.  This test will probably flush a lot of agents out of work, YUPP NO DOUBT.  This mess should be called what's eating your wallet?  But those who are strong and can find other ways to survive will see a different approach in the future.  I am currently eating whoppers cause one of my properties has been vacant and I can't seem to get it filled.  But that just means a cut back on steak and extra drinks.  Hopefully not for long...

 

 

Jan 17, 2008 08:35 AM
Konnie Mac McCarthy
MacNificent Properties, LLC - Cobb Island, MD
Broker/Owner - VA & MD "Time To Get A Move On!"
We are actually seeing a spike in activity around here....
Jan 17, 2008 09:59 AM