I do many short sales..have for almost 5 years now. Short Sales can be a fight..no doubt about it. I've worked with a variety of Lenders, large and small. First Liens, second liens, IRS liens, Mortgage Insurance and on an on. The commonalities are many, but it took me several rejections to truly accept the following when it comes to Short Sales..
ALL YOUR DOCUMENTS must match up exactly. What does this mean exactly?
LIST DOCS: Sellers names have to be the same on every page.
OFFER DOCS: Buyers, Sellers, Agents all have to sign consistently
SHORT SALE PKG. DOCS: Make sure your submission package is consistent and correct. Middle initials have to stay initials, not names throughout the entire pkg. of documents.
GRANT DEED: The name on the Grant Deed MUST match the name on the loan documents. If they don't, it can be remedied if you have an experienced Short Sale List Agent that undoubtedly works with a great Title Company.
Short Sales are tedious, they take tenacity and experience. Choose wisely..

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