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A Short Sale Tale. .with a Happy Ending!

By
Managing Real Estate Broker with Maxus Realty Group of Samson Properties Broker - Realtor - CEO
http://www.reallynicehomes.com/blog/short-sale-tale-happy-ending-dear-consuelita/
CLIENT: "Hi Fernando, do you remember me?"
 

ME: "Of course I do, you are the one I helped a couple years ago do a short sale. .how are you doing?, How is the family?"

CLIENT: "We are doing well, we are receiving  your emails every week and in one of them, you've mentioned  about being a great time to buy again. .I was wondering if you can help us, I think we are ready to be HOMEOWNERS once again?"

ME: "Of course we can! Let me get you connected with a loan officer and see where you are as far as your credit is concerned . .and we'll go from there. . OK? "

CLIENT: "Thank you Fernando, we are ready when you are. .our lease ends in 3 months and I just got a raise."

"An experienced loan officer with access to many programs available could possible find the right loan based on your own circumstances. . . you will never know until you try it!"


ME: "Great news, you qualify for a loan. .I'll get you connected with our buyer agent and lets start looking for homes!


CLIENT: Thank you Fernando, we have this weekend available. .


I'm very happy to report the ratification of one contract for our dear clients. .there will be some celebrating in order when they get their new house keys!


Dear Consuelita:

Your parents  hired me to do a short sale a couple years ago, you were two years old then. . of course you don't remember me.. .

I'm the one that sold their house and arrange it with their lender,Bank of America to forgive your parents from over $100,000 of debt and many years of residing inside a home living  underwater; with no hopes for a better future and not knowing how many years they will have to pay. . before they even catch up to their home's value. 

Now, you've turned  four years old. .two years later and  their nightmare is over and you will start kindergarten soon coming to your brand new home everyday!

You can have a puppy now. . your parents make the rules . .not your landlord

They can paint your bedroom walls pink. .without having to ask your landlord's permission.

They can possible refinance your new house in 14 years and have enough to pay for your college.. 
I shudder with fear knowing of that day your parents made the decision to do a short sale or not. .at their kitchen table.
That day was a huge day for them. 
A day that determined that may have determined your future!
A day that determined where they were going to be two years later. .5 years later. . 14 years later.
I was very happy for their decision then. .
I'm very happy for you now. .

See you at closing Consuelita.. .I'll be the one holding a teddy bear for you!



Now, ask yourself. . .about the loan modification you may have signed. .was that good for you. ..or just your bank?



THINK if IT STINKS!




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Short Sales Expert MD

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240-426-5754




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Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Hi Fernando,

That is fantastic news..they respect you and you kept in touch with them..makes all the difference in the world..I love happy endings!

Sep 21, 2012 06:54 AM
Anna "Banana" Kruchten
HomeSmart Real Estate - Phoenix, AZ
602-380-4886

Fernando you share the shorts sale story of a family perfectly.  They go through so much trauma and they need a strong agent and his/her team to work through the process....and prepare for their future.  It's so exciting to hear that many people are now preparing to purchase a home, once again.  Home Sweet Home.

 

Featured in BananaTude


Sep 21, 2012 07:13 AM
Fernando Herboso - Associate Broker MD, & VA
Maxus Realty Group of Samson Properties - Clarksburg, MD
301-246-0001 Serving Maryland, DC and Northern VA

Thank you Anna

Sep 21, 2012 08:55 AM
Lou Ludwig
Ludwig & Associates - Boca Raton, FL
Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC

Fernando

Congratulates on being part of your customers success Stories.

Good luck and success.

Lou Ludwig

 

Sep 21, 2012 11:50 AM
Cheryl Ritchie
RE/MAX Leading Edge www.GoldenResults.com - Huntingtown, MD
Southern Maryland 301-980-7566
Of corse I zeroed in on the part about getting the child the puppy first. No surprises there.
Sep 21, 2012 11:54 AM
Sun City Grand Homes Surprise AZ Real Estate Leolinda Bowers Designated Broker Leolinda Realty
Leolinda Realty - Surprise, AZ
Sun City Grand in Surprise Arizona

Your clients are fortunate to have you on their side as their Realtor. Your passion for others is evident, a trait that I admire.

Sep 21, 2012 03:51 PM
Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400
The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803 - Plainview, NY
Long Island Condo and Home Specialists

Fernando, Great stories on how you helped these clients...Nicely done!

Sep 21, 2012 10:43 PM
Gail Robinson
William Raveis Real Estate - Southport, CT
CRS, GRI, e-PRO Fairfield County, CT

Fernando - I love how you told this success story in a way that shows how this changes the quality of their lives.  I had no idea that you only have to wait two years before being able to buy again.  That is so much better than a loan modification with no principal reduction.  You have really helped this family.

Sep 21, 2012 10:55 PM
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Flower Mound, TX
Selling Homes Changing Lives

SUGGESTED!!!!

I LOVE YOUR SHORT SALES - SHORT TALES!

WHAT A GREAT WAY TO MAKE A POINT. I COULD SEE YOU NOW HOLDING OUT THAT TEDDY BEAR! YOU ARE A TEDDY BEAR IN YOUR OWN SPECIAL WAY!

Sep 21, 2012 11:17 PM