College Grove Short Sale - San Diego

By
Real Estate Agent with HomeSmart Realty West Cal BRE#01427412

Zipcode 92115, Search the most current available College Grove short sale listings - this consist of homes for sale from the lowest to the highest price.

San Diego is currently experiencing a shortage of inventory of homes for sale and buyers are forced to compete. If you're interested in viewing any of these properties or need to be preapproved our experienced team is available at 619-248-5484. http://www.BuyHousesinSanDiego.com

NEED TO SELL?

If you need to sell your home whether as a traditional/equity sale or short sale we offer a FREE no obligation consultation at 619-248-5484.

Feel free to sign up for our market insider report - The data on this page is consolidated from multiple sources and includes current listings, recent sales, local schools and more. Whether you're a buyer or seller, the knowledge you gain will help put you in control of your real estate transactions.


Short Sale or Foreclosure? What to Consider Before Making the Decision
With distressed properties, including foreclosures (or REOs) and short sales, making up about half of all single-family home sales in California in January, according to the CALIFORNIA ASSOCIATION OF REALTORS®, many underwater sellers will face the tough decision between a foreclosure or a short sale.

Some of the most important factors to consider before making the decision include deficiency judgments, tax implications, credit consequences and timing. 


Deficiency Judgements and Tax Implications
The good news is that California offers some protections for consumers against deficiency judgments after short sales and foreclosures. A homeowner is generally protected against a deficiency judgment after short sale for a one-to-four residential unit property. The instances in which a homeowner is generally protected against a deficiency judgment following foreclosure include, among other things, a non-judicial foreclosure or a loan that is all of the following: 1) owner-occupied, 2) secured by a one-to-four unit dwelling and 3) purchase money. Homeowners are also protected against deficiency judgments after foreclosure of seller financing.

For more information contact our experienced team at 619-248-5484. 



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