Why purchase a Home Warranty? Preferred Vendor Part IV

Real Estate Agent with Keller Williams Realty EV (AZ) & Keller Williams SLC (UT) 629265000 & 7238507


Why purchase a Home Warranty?   Preferred Vendor Part IV




Home warranties are designed to cover the major systems in a home.  Major  plumbing, electrical, air conditioning and heating systems and built in appliances are covered for repair or replacement by most reputable home warranty companies.  Additional coverage may also be purchased such as pool coverage and washer, dryer and refrigerator coverage.


Old Republic Home Warranty 


Unlike homeowners insurance, home warranties have much lower deductibles and the actual premiums are much lower.  The deductibles range anywhere from $55-75 and the premiums average  $400-450 for Standard Plans annually.




Why puchase a Home Warranty?  Home warranties can save homeowners hundreds if not thousands of dollars in unexpected costly repairs and replacements to major systems in their homes.  Standard hot water heaters cost anywhere from $600-800 with labor.  If an entire air conditioning system needs to be replaced a homeowner could be looking at $5000-$6,000 if they do not have a home warranty in place.




Home warranties do not always need to be purchased through an escrow.  A few companies sell the plans to homeowners living in existing homes not involved in a real estate transaction.  Contact your Realtor for details.




When researching home warranty, plans always do proper research.  How long has the company been in business?  Are they a regulated company putting aside proper reserves to pay their claims?  Read all terms and conditions as all home warranty companies are a bit different in their coverage.



Why purchase a Home Warranty?   Preferred Vendor Part IV


Some things to look out for are:


(1)  Does the company have a 30 day wait prior to placing a claim? 

(2)  Does the company depreciate systems or have age restriction clauses? 

(3)  Do they cover the 410A mandate with respect to air conditioning systems? 

(4)  Are they on a repair or replace policy?




Your Realtor is always a great source in directing you to locate a reputable home warranty company.  Most Realtors highly recommend home warranties to save their clients on unexpected costly repairs and replacements to systems and appliances which can arise in any home.


 Old Republic Home Warranty


For more information feel free to contact Yvette Myer, Senior Account Executive with Old Republic Home Protection (480) 244-8485.  Click here for more information.    PLEASE TELL HER SHANNA DAY SENT YOU!   :)  






Why purchase a Home Warranty?   Preferred Vendor Part IV

Posted by

Shanna Day Dream Home Team



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Mark Loewenberg
KW of the Palm Beaches - Palm Beach Gardens, FL
KW 561-214-0370

Why, because it is great for the customer and if something happens, then your CLIENT can be covered!

Sep 26, 2012 08:43 AM #1
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hi Shanna, It is a great closing give for people, you never know when a stove goes out  but boy they are so glad when they have the warranty.

Sep 26, 2012 09:12 AM #2
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

Shanna, I believe in home warranties and this is a very good explanantion about them. Good job.

Sep 26, 2012 10:33 AM #3
Darwin Wall
ProSmart Realty - Chandler, AZ
Arizona Realtor

Great Explanation! Home warranties are life savers!

Sep 26, 2012 01:29 PM #4
Shanna Day Team Leader AZ & UT - Call 480-415-7616
Keller Williams Realty EV (AZ) & Keller Williams SLC (UT) - Mesa, AZ
Top .0033% of 40,000+ Realtors in our MLS

What companies do you recommend?   I highly recommend Old Republic!   Shanna

Sep 26, 2012 05:05 PM #5
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • Green • GRI • HAFA • PSC Calabasas CA

Great explanation about a home warranty.

Here, we usually use 1st American. It is even Incorporated in our zip-forms.

Jun 19, 2014 05:35 PM #6
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Shanna Day Team Leader AZ & UT - Call 480-415-7616

Top .0033% of 40,000+ Realtors in our MLS
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