As if interest rates are not low enough already I got an email from the Minnesota Housing Program that said they have interest rates as low as 2.75% See rates on their website here.
Not eveyone is eligible to use the Minnesota Housing Program. To see if this is an option for you go to: http://www.mnhousing.gov/consumers/home-buyers/index.htm
As a realtor I have worked with several buyers using the Minnesota Housing Programs and would be happy to connect you with a lender that can help you with this program. With these rates we are seeing good progress in the housing market. Prices are still near the bottom, and this time of year is a great time to get a good value on a home.
To start searching for homes see my website www.ChuckCarstensen.com.