If you are having trouble keeping up with your mortgage payments, there is something you need to know.
You don’t have to lose your home to foreclosure and you don’t have to go through this alone!
Feeling as if you are about to lose your home to foreclosure, with nothing you can do about it, is a devastating experience. Unfortunately it's one that thousands of homeowners encounter every single day in the current housing market.
If you have found yourself in this situation, I CAN HELP YOU!
I've successfully helped many homeowners avoid foreclosure and save their credit by obtaining their lender's permission to sell their property for less than the amount owed on the mortgage.
The agent you hire ABSOLUTELY makes a difference in your odds of a successful outcome! My success rating for my clients is 99%.
Among other benefits, a short sale has far less impact on your credit rating than a foreclosure. I’ve succeeded in getting my client’s lenders to agree to forgive the difference between the amount due on the loan and the property's short sale price. Most likely you can walk away from the transaction debt-free! And since your lender will usually cover ALL closing costs, a short sale won't cost you a dime. In fact, in many cases, the seller also is able to receive some funds at closing for relocation! Most often somewhere between $2500 and $5000.
You don't have to lose your home to foreclosure,
and you do not have to go through this alone.
I will explain the process, negotiate with your lender on your behalf, find a buyer for your home, and be there for you through the entire process from start to finish.
There is no downside for you as a Seller to attempt to short sell your home. It is usually the way to bring about the best possible outcome in a truly unfortunate situation.
Read some of my REAL SHORT SALE SUCCESS STORIES:
949 W. Kalama Drive
These homeowners were dealing with a job loss and a job transfer, and a home that had lost 30% of its value in the 5 years since they built it. They couldn’t stay, but they owed more than their home was worth. Short selling was how they made the best of a bad situation and moved on to the next chapter of their lives.
4893 E. Portside Court
This out-of-state seller had lost one home to foreclosure and thought there was no point to short sale, her credit was already ruined. When she walked away from closing with a check for $5000 and a written release of recourse for the deficiency, she realized she couldn’t have been more wrong.
3403 Garin Court
This seller lost her job and struggled for nearly a year to hang onto her home. Eventually she realized her best option to avoid foreclosure was a short sale. We succeeded in getting it done quickly, with Bank of America accepting payoff of 54% of what she paid four years ago, and giving her cash at closing for moving expenses.
1174 WillowLakeLoop
These sellers were between a rock and a hard place, having had to leave the state for employment. Their home was valued more than $100,000 less than they paid for it four years ago so a traditional sale wasn’t an option. We had an excellent outcome with the short sale, and they are on their way to financial recovery.
7785 N. Abercrombie Court
This homeowner had relocated out of state for work a year prior, and had tried to maintain her home as a rental. Eventually she couldn’t hang on and had to short sale. We had to overcome some big challenges with tenants who were not very cooperative, but in the end we achieved complete success. It is always a happy day to get closure to a distressing situation.
10966 N. Reed Road
This one found me testing what I’d heard, that Bank of America has a damage control team for negative tweets. I tweeted that BOA refused to postpone foreclosure to allow time for our sale to close and I got an instant response. After spending DAYS on the phone with no success, my tweet got IMMEDIATE action and postponement! We closed this week. Whatever it takes…
3670 N. Forest Circle
Debi was discouraged because people were telling her she would never be able to short sale. When we got a short sale offer, Wells Fargo told her she would need to make a cash contribution at closing, or sign a promissory note. I was able to negotiate both of those requirements away to zero. She avoided foreclosure and they will not pursue the deficiency amount. 100% success!
7601 N. Winter View Drive
This little family was able to avoid foreclosure and be released from liability for the deficiency between what their home sold for and their mortgage balance. Bank of America paid their outstanding utility bills and delinquent taxes. They received a big check at closing for moving and relocation expenses!
6554 W. Majestic Drive
This was the most difficult short sale I have completed, and for a while I thought it would be the downfall of my 100% success rate. It took tracking down executives at First Horizon, Nationstar & 1st Tennessee to get it done. In the end, my client sold without any cash contribution or promissory note, and his lender paid off his back taxes and several years of delinquent HOA fees.
2433 N. Partridge Loop
After being unsuccessful with loan modification attempts, we received official short sale approval from Bank of America. What a happy day it was for these Sellers! Their approval letter informed them that they were not be liable for any deficiency, their past due property taxes and utilities were paid, and they received the maximum allowed for moving and relocation expenses.
1402 E. Garden Avenue
Jeffrey was in a world of hurt and had been attempting for the better part of a year to modify his mortgage and keep his house. As is most often the case, his valiant attempts were unsuccessful and he was faced with a short sale as his only option to avoid foreclosure. In the end he had peace of mind, and $3000 in his pocket through HAFA to make a fresh start.
Call me today and
let me help you write
YOUR short sale success story!
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