ATTENTION VENTURA COUNTY FIRST TIME BUYERS: New Heritage Park Now Available for First Time Buyers Program

Mortgage and Lending with Los Angeles & Ventura Counties in CA



This wonderful Ventura County Townhome offers 3bd/2ba with more 1,200 sq. ft. of living space.   This lovely home is totally move-in ready and is just waiting for the right first time buyer to come along and fall in love with it!!!

Minutes from the beach, this wonderful home is the perfect starter home for the right family.  There is no competing with all cash investors either, this home is only available to eligible and qualified, low-median income families who are looking for their first home.



This wonderful 3bd/2ba HERITAGE PARK home offers more than 1,200 sq. ft. of living space and is not some run-down, dumpy REO either.  This is a standard sale with a real live motivated seller.


No more having to overbid for some dump just so you can get your offer accepted.  No more worrying about whether or not it will appraise for value and what repairs are going to be required.  No more having to get pre-approved with the REO bank just to be able to make an offer.  No more worrying about how much more money you are going to need to spend after the close of escrow just to make the house habitable.



Program Requirements:  

  • Eligible homebuyers must not presently have an ownership interest in any real property and they must occupy the property as their primary residence.  
  • Eligible homebuyers must also attend and complete an eight (8) hour homebuyer education class.  
  • A minimum of 1% of the purchase price is required as down payment.  The one percent (1%) must come from the borrower's own funds.  
  • Eligible buyers must meet maximum income guidelines limits. 




Today's real estate market and lending environment can be really scary, which is why it's important to get as much information as possible before starting your search.  Finding out more about affordable home loan options and getting pre-approved is an absolute must. 


The pre-approval process is not a simple process and it's because it can get really complicated and convoluted, that borrowers today need affordable loan options that are best suited for their own needs.




For more info on this property or how you can qualify to purchase this wonderful home, contact me, Donne Knudsen of Cal State Realty Services  at 805.2069123 or  If you have any questions and/or concerns, please feel free to contact me.  That's what I'm here for and I would love to be able to assist with real estate and mortgage needs. 


Photos courtesy of flickr: kenlund usnavymailmans cityofoxnard

Posted by



 Donne Knudsen

Realtor® - CalState Realty Services

DRE#: 01364050 / NMLS#: 249822 




E-mail   My Blog  

Serving low-medium income individuals and families as well as first time buyers with both their real estate as well as their mortgage needs including down payment assistance

Los Angeles County  --  Ventura County

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Comments (8)

Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Hey Hey Donne!  So glad to see you!  Hope all is well with you ...

Glad to hear that this program is earmarked for the first-timers and that they do NOT have to battle with investors to buy these homes.  You hear too often that young buyers are being beat-out of competition on starter homes...


Oct 28, 2012 09:12 AM
Anita Clark
Coldwell Banker Access Realty ~ 478.960.8055 - Warner Robins, GA
Realtor - Homes for Sale in Warner Robins GA

Donne: You had me sold at "minutes to the beach"!  Welcome back girl.

Oct 28, 2012 11:14 AM
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hi Donne -- great opportunity for homebuyers who want to get into the market without the hassle and headache involved with competing against investors with all cash or the strict requirements of some bank owned or short sales.   Best of success in finding the right buyer.


Oct 28, 2012 11:42 AM
Mark Loewenberg
KW of the Palm Beaches - Palm Beach Gardens, FL
KW 561-214-0370

super listing and good luck in getting it marketed, offered on and sold very soon!

Oct 28, 2012 12:04 PM
Liz and Bill Spear
Transaction Alliance 513.520.5305 - Mason, OH
Transaction Alliance Cincinnati & Dayton suburbs

Donne, Great to see some decent homes reserved for first time home buyers and without competition from the investment types.  And close to the beach too?  Bonus!!

Oct 28, 2012 08:07 PM
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

My long lost friend is back. We missed you here. I hope things are going well. What a nice home and I too caught that "minutes to the Beach." Have a great Monday

Oct 28, 2012 11:03 PM
Jay & Michelle Lieberman
Keller Williams World Class - Agoura Hills, CA
Creating Calm in the Buying and Selling Chaos

I agree with Liz and Bill Spear.  Really nice to see owner occupiers for homes in this "investment" price range going to actual home owners for a change.

Apr 12, 2013 03:28 AM
Evelyn Johnston
Friends & Neighbors Real Estate - Elkhart, IN
The People You Know, Like and Trust!

Donne, where are you? Haven't seen you on ActiveRain for a couple years! Please come back!

Nov 29, 2014 12:08 PM