Documents You Need To Take To A Mortgage Loan Application
Manassas home buyers: If you are looking to buy or refinance a home here is list of documents you will need to provide. Being prepared is half the battle in the process of getting a mortgage and it makes the process go a lot smoother and quicker.
_______ Copies of W-2 from the last 2 years
_______ Copies of your pay stubs for last 4 weeks
_______ Employer business address and phone number to verify employment
ADDRESS________________________________________Phone # ______________
ADDRESS________________________________________Phone # ______________
_______ Bank statements for last 2 months (all pages)
_______ Statements for Investment accounts for the last 2 months (all pages including the blank page)
_______ Statements for 401K, mutals funds, CD, savings … last 2 months (all pages)
_______ Mortgage statement for 1st trust (if you are refinancing)
_______ Mortgage statement for 2nd Trust or line of credit ( if applicable )
_______ Copy of your HOA statement
HOA address________________________________________Phone # _____________
(so the bank can verify amount) If applies
_______ Copy of your driver license – front & back
_______ Copy of lease (for investment properties)
_______ Copy of mortgage statement for investment property (if applies)
_______ Copy of Homeowners Insurance policy ( if refinancing) or One Year paid receipt
_______ Name & phone # of the company for your homeowners insurance.
_______ VA Certificate of Eligibility ( if applicable )
_______ Divorce decree, separation agreement, and property settlement ( if applies)
_______ Copy of the contract if this is for a purchase.
Self Employed or Commission borrowers need to provide:
_______ Copy of 1099 and / or W-2
_______ Copy of Tax Return for 2 years
_______ Year to date Profit & Loss Statement
_______ Business License
**Statements need to have account #, your name and property address or primary home address
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