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Documents You Need To Take To A Mortgage Loan Application

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Real Estate Agent with Samson Properties 0225 093857

Documents you need for loan applicationDocuments You Need To Take To A Mortgage Loan Application

Manassas home buyers: If you are looking to buy or refinance a home here is  list of documents you will need to provide. Being prepared is half the battle in the process of getting a mortgage and it makes the process go a lot smoother and quicker.

_______ Copies of W-2 from the last 2 years

_______ Copies of your pay stubs for last 4 weeks

_______ Employer business address and phone number to verify employment

    ADDRESS________________________________________Phone # ______________

    ADDRESS________________________________________Phone # ______________

_______ Bank statements for last 2 months (all pages)

_______ Statements for Investment accounts for the last 2 months (all pages including the blank page)

_______ Statements for 401K, mutals funds, CD, savings … last 2 months (all pages)
   
_______ Mortgage statement for 1st trust (if you are refinancing)

_______ Mortgage statement for 2nd Trust or line of credit ( if applicable )

_______ Copy of your HOA statement

 HOA address________________________________________Phone # _____________
(so the bank can verify amount) If applies

_______ Copy of your driver license – front & back

_______ Copy of lease (for investment properties)

_______ Copy of mortgage statement for investment property (if applies)

_______ Copy of Homeowners Insurance policy ( if refinancing) or One Year paid receipt

_______ Name & phone #  of the company for your  homeowners  insurance.

_______  VA Certificate of Eligibility ( if applicable )

_______ Divorce decree, separation agreement, and property settlement ( if applies)

_______ Copy of the contract if this is for a purchase.

Self Employed or Commission borrowers need to provide:

_______ Copy of 1099 and / or W-2

_______ Copy of Tax Return for 2 years

_______ Year to date Profit & Loss Statement

_______ Business License

**Statements need to have account #, your name and property address or primary home address


Comments (1)

Winston Heverly
Coldwell Banker Access Realty - South Macon, GA
GRI, ABR, SFR, CDPE, CIAS, PA

That is a start and then it's all up to the buyer and loan officer or at least you hope. Right?

Nov 02, 2012 09:52 PM