Please note that, as a security precaution, Consumers should never provide their personal information to any other company or person for requesting free annual credit reports under the FACT Act. This is the only secure site that offers this program. Steer clear of other similar sites that offer a free credit report. There could be strings attached, they may sell your information, or it could ultimatley be a scam for future identity theft.
- You may find descrepencies, for example, open accounts that are not yours, missreporting of late payments or other derogatory information, an incorrect date of birth or Social Security number on file, an incorrect name, or you may find other problems that can be corrected. The system allows you to dispute items on your report that are incorrect
- Pulling your own credit report does not impact your scores. In other words, your scores will not decrease from viewing your own report.
Check out this site and pull your credit report, if you have not already done so.
Roger Farah, BBA
Roger Farah has a BA Degree in Business Management, has experience as a Tax Preparer, a Real Estate and equity Investor, and has helped thousands of people with financial planning ideas. Roger is a Licensed Mortgage Lender (NMLS 508446) and can be reached at (707) 583-8107 for more information.