Gulf Breeze Fl: Real Talk with Joyce Kelley, you bring the Gossip, 11.22.12
NOW YOU KNOW
Median downpayments shrink, averaging 9%
It's down to lowest level since 2009. For first-time buyers, median downpayment was 4%; for repeat buyers, it was 13%. Read more.
FHA faces shortfall, likely needs bailout
Fed mortgage lender may need $16 billion - first shortfall in 80-year history - due to losses from real estate decline. Read more.
Chase releases mobile app for homebuyers
Called My New Home, it can record notes and videos about listings, figure out monthly loan payments and more. Read more.
Florida Realtors Take 5: Broker trends
Karel Murray: Strategic plans must include a balance between high-tech, high-touch deliverables. Ask agents for input. Watch video.
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"The way you think, the way you behave, the way you eat, can influence your life by 30 to 50 years."
— Deepak Chopra:is an authority in the field of mind-body healing
Let US Pray
Dear Father in Heaven, You are Sovereign, Our Lord God Almighty. I pray that your hand will be upon those who the majority of American citizens have chosen to lead this great nation. I pray that our leaders who are Christians will be encouraged and rely on the strength and guidance of your Holy Spirit. I pray that those who are not Christians will see your work in the lives of those who are, that they will recognize the need for your help and your blessing, and that they will feel their need for the Savior. I pray that all will have wisdom and work together to solve the problems we face, the crises that come, and the many decisions that must be made. I pray for protection for our leaders and our country. I pray for our people to remain united. I pray for your Spirit to knock on the doors of every heart. And I pray for your mercy. Thank you, Father. In the name of Jesus, amen.
Gulf Breeze Fl: Real Talk with Joyce Kelley, you bring the Gossip, 11.22.12
Buyers are taking advantage of our Smooth Move Program at closing, Choose between 1% Cash Back, 1 years taxes paid, 1 years insurance paid, Free Home Warranty and Use of our Moving Van or Free Survey with Free Termite. Lots of choices but the Realtor should be Contact Charles Stallions 850-478-8811 and make your move smooth.
Renters are taking advantage of our Smooth Move Program, Choose between Free use of our Moving Van or a $25. or Gift Certificate. Be sure to ask about FREE Rent.
EXPERIENCE the DIFFERENCE…
Call 800-309-3414 for Joyce Kelley CBR, CBA, Buyers Agent for Charles Stallions. I only work with buyers and tenants so you get my undivided attention, expert advice on what a home is worth not what a seller or Landlord thinks it is worth. Whether you would like to see one home or ten count me in because it is all I do. I have an appraiser, title company, pest control man, general contractor and most important 3 specialized lenders on speed dial and at your beckon call.
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