Making an offer on a Fannie Mae property is now online

Real Estate Broker/Owner with Riverbend Realty, Cape Girardeau, MO 2004008944

Fannie Mae has now directed that all offers on their listings be made through the HomePath Online Offer system at the HomePath website. Agents who wish to bring an offer are required to have an agent account on There is no cost, and registration is simple. You will need your state license number.

Training materials are posted on the HomePath Online Offers Resources Page at, and assistance is available from the Online Offers Customer Support Center 1-866-218-4446.

Selling Agents (agents working with buyers) have access to the HomePath Online Offers system to:
• Search for and select properties to make an offer
• Make an offer
• Upload offer documents
• Manage offers (revise, withdraw, counter-offer)

Selling Agents (agents working with buyers) are required to:
• Establish a User Account
• Read and Agree to the HomePath Online Offers Transaction Terms of Use
• Upload required Fannie Mae Addendum and Sales Contract and other necessary documentation
• Receive permission from the purchaser(s) to submit their info through

When you fill out your state contract, please note the following wording which must be on the state contract:

“Pursuant to paragraph 28 of the Real Estate Purchase Addendum, this document is subject to all terms and conditions set forth in the Real Estate Purchase Addendum.”

Another important thing to note is that state amendment forms are not accepted. If your buyer needs to amend the contract, you must make the request on a Fannie Mae Amendment form (available from the listing agent). Do not submit any inspector's report, Inspection Notice, or state amendment forms. If Fannie Mae requires additional documentation beyond the amendment form, they will ask.

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If you are looking for a foreclosure in Cape Girardeau, Perry, N. Scott, or Bollinger counties, I am the region's most experienced REO agent. As the area's ONLY Fannie Mae direct listing agent, I list more foreclosure properties than any other agent in this MLS. I am among the few local agents approved to both list and sell HUD properties. Give me a call if you are looking for help with the purchase of a foreclosure property.

______________________________________________________  for Fannie Mae properties  for Freddie Mac properties for HUD properties (foreclosures that were FHA financed)


If you want up-to-the-minute real estate information, the only way to get it is to have an agent set you up on auto-notify with immediate delivery. Your listing information will come directly from MLS only when it comes from an MLS member. You willl not have to wait for the information to roll to those other websites, and you will not have to check multiple sources. It's free, so why not give me a chance to help you in your search?

NO OTHER SOURCE is as complete or as fast as your local REALTOR®’s source. This is not just an advertisement for REALTORS®--it is information about how the system really works.

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Michael Blue
Home Smart Realty West - Encinitas, CA
REALTOR - 760-889-8877, Encinitas/Carlsbad
I'm in San Diego have been using the system for about a year and a half now. I believe we were one of the test markets so we started out a bit earlier than most of the country.
Nov 28, 2012 11:56 AM #1
Liz Lockhart
Riverbend Realty, Cape Girardeau, MO - Cape Girardeau, MO
GRI, Cape Girardeau Real Estate

Michael~ Probably the biggest problem for agents around here has been getting their documents scanned for upload. So many of the offices have copy/fax/scan machines now that "auto recognize." If there is blue ink anywhere on the document, it automatically gets scanned as a color document. Some of those documents were nearly impossible to upload. At least the agents aren't sending the monster files to my email account!

Nov 28, 2012 12:00 PM #2
Winston Heverly
Winston Realty, Inc. - Atlantis, FL

One has to starting asking, what is the role of the listing broker in all of this? They are hard to get an answer from, they give very little or no contact to fellow Realtors. They work on volume and could care less, other than turning a property. They turn paper which for the most part is unnecessary. They can undercut your deal at anytime and take another higher offer. Just one agents opinion....

Nov 28, 2012 12:02 PM #3
Liz Lockhart
Riverbend Realty, Cape Girardeau, MO - Cape Girardeau, MO
GRI, Cape Girardeau Real Estate

Winston~The fact that buyers' agents now input info into Homepath does not save the listing agent a nano-second of time.  When you enter your offer into the Homepath system, the listing agent still has to enter that same offer into the listing agent site for Fannie Mae. Same amount of work as before...more, in fact, because the listing agent now has to update Homepath as well as the agent site.

I am a Fannie Mae listing agent, and I rarely sell my own properties. If I have written an offer on one of my listings and then get additional offers, I do not give any "insider information" to my buyer. Most of the competing agents in my market know that I treat them fairly. It's easy to prove that, since I do not double-side many listings. I'm sorry that your experience has been different.

One of the reasons Fannie Mae started the online offer system is so buyers' agents can prove when they presented their offer AND THAT THEY PRESENTED THEIR OFFER.

As to the role of the listing agent, are you kidding? Do you activate utilities, pay utility bills, wait months for reimbursements, get repair bids, monitor the progress of repairs, PAY FOR THE REPAIRS....on any of YOUR listings? The list goes on, by the way.

Nov 28, 2012 12:19 PM #4
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GRI, Cape Girardeau Real Estate
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