Losing Your Home, Filing Bankruptcy, Need to Move??? RENT BEFORE FILING BANKRUPTCY

No it is not the end of the world. It is just the end of J P Morgan Chase charging 29.9% and driving you crazy. The Mafia is a better creditor  than Chase.

Help! I need to leave my home as I am unable to afford the mortgage payment. I want to rent an apartment. My question is should I let the rental company know that I own a home and it will be foreclosed on? I am afraid that if I tell them they will not rent to me.

I've been out of work since August, and since then, have not been able to keep up with the bills.  We've never been late on anything until recently.  My husband is the only one producing income at this time, but we are still 3 months behind in mortgage and trying to play catch up on credit cards.  I am now looking into the possibility of bankruptcy.  Not something i want to do, but have done all the calculations and my monthly payments on household living expenses is greater than half our current income.  I'm freaking out because I don't know if anyone will give us the opportunity to rent after BK I currently reside in Rancho Cucamonga, CA and would like to rent in this City so my son can finish his last year of school.  Does anyone know typically how soon after the bankruptcy filing will the mortgage company force us to leave our home?

Thanks, T

Hello, my husband and I have worked nvery hard to have good credit. 8 years ago we bought our first home. until recently we have never missed a mortgage payment. 2 1/2 years ago we listened to our financal adviser/mortgage broker we got into a arm loan with a 9.9% apr. due to reset in aug. i'm still not clear how we were talked into that but we trusted that we would be able to refinance at as low rate but that fell throught so the past 2 1/2 years have eaten up all we had. The house is in need of major repair and it's value is way less then what we owe. we are currently behind 2 months on our morgage and 1 credit card. We are looking to give the house and car back. We have abtained a bk lawyer and I'm so affraid of the future. Are we doing the right thing?

We are doing a chapter 7.  Our income will be about 77,000 in AZ with 2 adults and 3 kids.  We will be discharging everything but our 2 motorcycles, so we will have transportation.  How likely is it that the judge will not let us keep both bikes  (Will have no other transportation and my husband leaves every month for 3 days and once a year for 2 weeks, leaving me completely without transportation)>???

In Arizona -I'm going thru a bankruptsy and foreclosure. I need to find a place to rent and am hoping I dont have problems. I plan to be very upfront and honest with my prospective landlord.  Wish me luck!

Hello,

I was diagnosed with colon cancer in October 2006 and had surgery soon after and then did 6 months of cheemo, I have survived the cheemo and the cancer and now I am cancer free YAY!!!! Now the tough part, I lost my home in bankruptcy due to all the medical bills, that was ok I delt with that, but now they tell me that even though my bankruptcy was didcharged in July of 2009 and it included my home and land, the baks have not taken the properties out of my name yet and here it is almost a year later, they tell me I am even responsible for the property taxes until it is taken out of my name. What can I do to help my credit and move on?